101 Ross Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 101 Ross Rd, Shelby, NC 28150

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Sep 2024)
Tax Bill	$121 (2026)
Deeds & Mortgages	Sep 2022 Sale Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15685`

Property Details

APN / Parcel Number

Primary APN	`15685`
Alternative APNs	`1315678` `1340604`

Exterior

Lot Area	36,155 sqft (0.83 acres)
Porch	Porch
Porch Area	294 sqft

Location & Zoning

Account Number	1340604
Street Address	101 ROSS RD
City	SHELBY
State	NC
Zip	28150-8124
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R15
Legal Description	#2 PB39-136 RD 2079 &
Legal Subdivision	STONY POINT COVE
Legal Block	1
Legal Lot Number	7L
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2010
Census Tract	950301

Owner

101 Ross Rd, residential vacant land, is owned by two individuals who bought it in September 2024.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 CASAR BELWOOD RD, LAWNDALE, NC 28090-8200
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PREMIER FCU
May 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Sep 6, 2022 · Amount on File
Deed Document Number	2024200105201
Deed Book / Page	1930 / 27
Prior Transfer Date	Aug 6, 2012
Prior Transfer Doc	0016492355
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 6, 2022
Property Address	101 ROSS RD, SHELBY, NC 28150-8124
Document Number	0018812829
Book / Page	1881 / 2829
Map Reference	MB 39 PG 13
Instrument Date	Aug 6, 2022
Instrument	200077993
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount on Record
Tax	$62.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 ROSS RD, 105, SHELBY, NC 28150-8124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ROSS RD, SHELBY, NC 28150-8124

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 ROSS RD, SHELBY, NC 28150-8124
Document Number	0017441983
Book / Page	001744 / 001983
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSS RD SHELBY NC 281508124, SHELBY, NC 28150-8124

Mortgage

Document Number	0017441983
Date	Jun 19, 2017
Book Page	001744/001983
Instrument	200001659

Lender

Name	PREMIER FCU
Type	Credit Union
Address	GREENSBORO, NC 27415-6590

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2032

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 1, 2017
Property Address	101 ROSS RD, SHELBY, NC 28150-8124
Document Number	0017411597
Book / Page	001741 / 001597
Instrument Date	May 1, 2017
Instrument	107539201
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSS RD SHELBY NC 281508124, SHELBY, NC 28150-8124

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 29, 2017
Property Address	101 ROSS RD, SHELBY, NC 28150-8124
Document Number	0017391181
Book / Page	001739 / 001181
Instrument Date	Mar 24, 2017
Instrument	3205
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSS RD SHELBY NC 281508124, SHELBY, NC 28150-8124

Tax Assessment & Valuation

The 2026 property tax bill for 101 Ross Rd was $121.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$121.00	$19,090 (-) Land $19,090	$19,090 (-) Land $19,090
2025	$121.00	$19,090 Land $19,090	$19,090 Land $19,090
2023		$13,363 Land $13,363	$13,363 Land $13,363

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 101 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Ross Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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