Smith County property record for 101 Rose Row Ln, Winona, TX 75792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 2022 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,133 (Jul 2022) |
| Tax Bill | $4,354 (2026) |
| Deeds & Mortgages | May 2022 Construction Loan Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R212796 |
| Primary APN | R212796 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,416 sqft Heated Area |
| 1st Floor Area | 1,416 sqft |
| Flooring | Hardwood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 110 ft deep x 77.2 ft wide |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R212796 |
|---|---|
| Street Address | 101 ROSE ROW LN |
| City | WINONA |
| State | TX |
| Zip | 75792-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOLAN FARMS ADDN U-1 LOT 2 2020 NEW SUBD |
| Legal Subdivision | NOLAN FARMS ADDN U-1 |
| Legal Lot Number | 2 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1502 |
101 Rose Row Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK |
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK |
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK |
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Jul 19, 2022 | Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Dec 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on File |
| Deed Sale | Jul 19, 2022 · Amount on File |
| Prior Sale | May 20, 2022 |
| Deed Document Number | 202227915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|
| Document Number | 0001019464 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202201019464 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75703 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Nov 17, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001037422 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 202201037422 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000037422 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 202200037422 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Document Number | 0001037301 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202301037301 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Aug 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jul 19, 2022 |
| Property Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Document Number | 0001027915 |
| Map Reference | CAB F SL 210C |
| Instrument Date | Jul 18, 2022 |
| Instrument | 202201027915 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | AUSTIN TITLE, ATC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Investor | Possibly a Property Investor |
| Document Number | 0001027916 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 202201027916 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0001027917 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 202201027917 |
| Name | TEXAS DEPT OF HOUSING & CMNTY AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Dec 23, 2020 |
| Property Address | 101 ROSE ROW LN, WINONA, TX 75792-4912 |
| Document Number | 0001048679 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 1048679 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600 WINONA TX 757920600, WINONA, TX 75792-0600 |
The 2026 property tax bill for 101 Rose Row Ln was $4,354 with a homeowner's exemption, up 12.4% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Winona Town |
| Unified School District | Winona Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,354.00 (+12.45%) Homeowner's exemption | $308,396 (+9.25%) Land $29,631 Building $278,765 | $308,396 (+9.25%) Land $29,631 Building $278,765 |
| 2025 | $3,872.00 (-16.06%) Homeowner's exemption | $282,276 Land $28,867 Building $253,409 | $282,276 Land $28,867 Building $253,409 |
| 2024 | $4,613.00 (+12.9%) | ||
| 2023 | $4,086.00 (+443.35%) Homeowner's exemption | $254,288 Land $52,069 Building $202,219 | $254,288 Land $52,069 Building $202,219 |
| 2022 | $752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Rose Row Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 101 Rose Row Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINONA serves 1,245 people · EPA ID TX2120026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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