101 Rolling Meadows Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 101 Rolling Meadows Dr, Lancaster, KY 40444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2000
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (May 2026)
Tax Bill$1,543 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10B-001

Property Details

APN / Parcel Number

Primary APN10B-001
Alternative APN
  • 21206

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number21206
Street Address101 ROLLING MEADOWS DR
CityLANCASTER
StateKY
Zip40444-9787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1-1.02 AC ROLLING MEADOWS SUB
Legal SubdivisionROLLING MEADOWS
Legal Lot Number1
JurisdictionGARRARD KY
Township / Civil DivisionBRYANTSVILLE
Census Block Group1
Census Block1023
Census Tract970101

Owner

Source: Garrard County records · APN 10B-001

Assessment roll updated May 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address101 ROLLING MEADOWS DR, LANCASTER, KY 40444-9787
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed, Transfer · FHA Mortgage
DFT2 FINANCIAL LLC
May 27, 2026Deed of Trust, Mortgage · FHA Mortgage
DFT2 FINANCIAL LLC
Apr 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK INC
Jun 28, 2019Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number2026215704
Deed Book / Page337 / 311
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionGARRARD KY
Recording DateMay 27, 2026
Property Address101 ROLLING MEADOWS DR, LANCASTER, KY 40444-9787
Document Number0000215704
Book / Page337 / 311
Instrument DateMay 15, 2026
Instrument2026215704
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyLAND GROUP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$34,340.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ROLLING MEADOWS DR, LANCASTER, KY 40444-9787

Mortgage

Document Number0000215705,
DateMay 27, 2026
Instrument2026215705
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRARD KY
Recording DateMay 27, 2026
Property Address101 ROLLING MEADOWS DR, LANCASTER, KY 40444-9787
Document Number0000215705
Book / Page472
Instrument DateMay 15, 2026
Instrument2026215705
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAND GROUP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 LITERARY CIR, LEXINGTON, KY 40513-1806

Mortgage

Document Number0000215705,
DateMay 27, 2026
Book Page472/472
Instrument2026215705
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRARD KY
Property Address101 ROLLING MEADOWS DR, LANCASTER, KY 40444-9787
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 ROLLING MEADOWS DRIVE, LANCASTER, KY 40444

Mortgage

Document Number000M457/62
DateApr 25, 2025
Book PageM457/62
Instrument194098
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2045
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateMay 01, 2030
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change9.25%
Max Rate13.2%

June 2019: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionGARRARD KY
Recording DateJun 28, 2019
Property Address101 ROLLING MEADOWS DR, LANCASTER, KY 40444-9787
Document Number00D298/916
Book / PageD298 / 916
Map ReferenceDB 246 PG 161
Instrument DateJun 24, 2019
Instrument151025
Transaction TypeForeclosure
Record UpdatedJan 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyGarrard County
Unified School DistrictGarrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,543.00 (-0.52%)$150,000 (-) Land $20,000 Building $130,000$150,000 (-) Land $20,000 Building $130,000
2024$1,551.00 (-2.82%)$150,000 (-) Land $20,000 Building $130,000$150,000 (-) Land $20,000 Building $130,000
2023$1,596.00 (+6.12%)$150,000 (+7.14%) Land $20,000 Building $130,000$150,000 (+7.14%) Land $20,000 Building $130,000
2022$1,504.00$140,000 Land $20,000 Building $120,000$140,000 Land $20,000 Building $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARRARD CO WATER ASSOC INC
private · serves 14,806 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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