101 Rocky Rd, Morganton, GA 30560 Property Records

Fannin County property record for 101 Rocky Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,960 sqft · built 1999
Lot Size	9.9 acres (431,244 sqft)
Owner	2 Individual Names on File
Last Sale	$23,700 (May 1990)
Tax Bill	$329 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0013 024A`

Property Details

APN / Parcel Number

Primary APN	`0013 024A`
Alternative APN	`1104`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,960 sqft Heated Area
1st Floor Area	1,568 sqft
Basement Area	392 sqft
Finished Basement	392 sqft
Unfinished Basement	392 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	431,244 sqft (9.9 acres)
Terrain	Rolling
Garage Type	Pole Building Garage

Exterior Amenities

Porch	Slab
Porch Area	672 sqft
Deck Area	100 sqft
Canopy	360 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1104
Street Address	101 ROCKY RD
City	MORGANTON
State	GA
Zip	30560-3886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL298 DB1276-77* 9.90 ACS
Legal Subdivision	WESLEY JONES SUB
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

101 Rocky Rd is owned and occupied by two individuals who bought it in May 1990.

Source: Fannin County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 ROCKY RD, MORGANTON, GA 30560-3886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage SOUTHSTATE BANK
Nov 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 1990 · Amount on File
Deed Sale	May 29, 1990 · Amount on File
Prior Sale	Oct 16, 1989 · Amount on File
Deed Book / Page	165 / 352*
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	101 ROCKY RD, MORGANTON, GA 30560-3886
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ROCKY RD, MORGANTON, GA 30560-3886

Mortgage

Document Number	0000001691/0000000174
Date	Mar 3, 2026
Book Page	0000001691/0000000174

Lender

Name	SOUTHSTATE BANK

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2036

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 15, 2018
Property Address	101 ROCKY RD, MORGANTON, GA 30560-3886
Document Number	0001276/77
Book / Page	1276 / 77
Instrument Date	Nov 15, 2018
Instrument	2018-002915
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ROCKY RD, MORGANTON, GA 30560-3886

Tax Assessment & Valuation

The 2025 property tax bill for 101 Rocky Rd was $329 with exemptions applied.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$329.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$163,755 Land $35,970 Building $127,785	$409,387 Land $89,925 Building $319,462
2023		$141,592 (-0.96%) Land $35,970 Building $105,622	$353,981 (-0.96%) Land $89,925 Building $264,056
2022	$2,004.00 Homeowner's exemption	$142,962 Land $35,970 Building $106,992	$357,405 Land $89,925 Building $267,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Rocky Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Rocky Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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