Cecil County property record for 101 River Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,323 sqft · built 2005 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jun 2003) |
| Tax Bill | $6,070 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-005069 |
| Primary APN | 02-005069 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,323 sqft Total Area |
| Basement Area | 168 sqft |
| Finished Basement | 168 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,926 sqft (0.159 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 364 sqft |
| Deck Area | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 005069 |
|---|---|
| Street Address | 101 RIVER RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-7932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PT LOTS 8 & 9 101 RIVER ROAD S/W OF ELKTON |
| Legal Lot Number | 8,9 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30200 |
101 River Rd is owned by an individual who bought it in June 2003.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9801 DAVIDGE DR, COLUMBIA, MD 21044-1545 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2003 · Amount on File |
| Deed Sale | Jun 13, 2003 · Amount on File |
| Prior Sale | Aug 11, 1997 |
| Deed Document Number | 2003259987 |
| Deed Book / Page | 1404 / 253 |
| Transfer Doc | 0000259987 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 101 River Rd was $6,070, up 12.7% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,070.00 (+12.66%) | $554,267 (+13.83%) | $621,600 (-) Land $400,400 Building $221,200 |
| 2025 | $5,388.00 | $486,933 | $621,600 Land $400,400 Building $221,200 |
| 2023 | $4,663.00 | $416,867 | $419,600 Land $248,400 Building $171,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 45 (1978–2024) |
| Claims Outside the SFHA | 4 of 45 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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