101 River Chase Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 101 River Chase Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	3,747 sqft · built 1999
Lot Size	1.46 acres (63,765 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2014)
Tax Bill	$6,199 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48375`

Property Details

APN / Parcel Number

Primary APN	`48375`
Alternative APN	`1295483`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,747 sqft Finished Area
Upper Floors Area	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	63,765 sqft (1.46 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,385 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1295483
Street Address	101 RIVER CHASE DR
City	SHELBY
State	NC
Zip	28152-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#16 PB19-13HUNTERS POINTE
Legal Subdivision	HUNTERS POINTE
Legal Block	1
Legal Lot Number	63
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1021
Census Tract	951501

Owner

101 River Chase Dr is owned by two individuals who bought it in March 2014.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 46, BOILING SPRINGS, NC 28017-0046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2014 · Amount on File
Deed Sale	Mar 21, 2014 · Amount on File
Deed Document Number	20142331
Deed Book / Page	1674 / 1740
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 RIVER CHASE DR, SHELBY, NC 28152-7723
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 RIVER CHASE DR, SHELBY, NC 28152-7723

Mortgage

Document Number	0018910406
Date	Jan 25, 2023
Book Page	1891/406
Instrument	200083145

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 RIVER CHASE DR, SHELBY, NC 28152-7723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017590186
Date	Jan 12, 2018
Book Page	1759/0186
Instrument	200009136

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 2, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 101 River Chase Dr was $6,199, up 7.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,199.00 (+7.12%)	$653,994 (-) Land $42,461 Building $611,533	$653,994 (-) Land $42,461 Building $611,533
2025	$5,787.00	$653,994 Land $42,461 Building $611,533	$653,994 Land $42,461 Building $611,533
2023		$565,439 Land $36,695 Building $528,744	$565,439 Land $36,695 Building $528,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 River Chase Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 River Chase Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Chase Dr

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