101 Ridgewood Dr, Madison, AL 35757 Property Records

Madison County property record for 101 Ridgewood Dr, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,410 sqft · built 1997
Lot Size	0.445 acres (19,384 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (May 2026)
Tax Bill	$1,044 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-028.017`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-028.017`
Alternative APN	`561151`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,384 sqft (0.445 acres)
Lot Dimensions	170 ft deep x 114 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	561151
Street Address	101 RIDGEWOOD DR
City	MADISON
State	AL
Zip	35757-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 BLK 2 AUTUMN CREEK PB 34 PG 53
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	AUTUMN CREEK
Legal Block	2
Legal Lot Number	35
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2031
Census Tract	10623

Owner

101 Ridgewood Dr is owned and occupied by an individual who bought it in May 2026.

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	101 RIDGEWOOD DR, MADISON, AL 35757-7540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Dec 3, 2020	Grant Deed, Transfer · Conventional with PMI SYNOVUS BK
Dec 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	2026
Deed Book / Page	2026 / 21926
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	May 18, 2026
Property Address	101 RIDGEWOOD DR, MADISON, AL 35757-7540
Document Number	0000021926
Book / Page	2026 / 21926
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 RIDGEWOOD DR, MADISON, AL 35757-7540

Mortgage

Document Number	2026104771,
Date	May 18, 2026
Book Page	2026/104771

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Dec 3, 2020
Property Address	101 RIDGEWOOD DR, MADISON, AL 35757-7540
Document Number	0000096934
Instrument Date	Nov 3, 2020
Instrument	96934
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 RIDGEWOOD DR MADISON AL 357577540, MADISON, AL 35757-7540

Mortgage

Document Number	96935
Date	Dec 3, 2020
Instrument	96935

Lender

Name	SYNOVUS BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Dec 2, 2020
Property Address	101 RIDGEWOOD DR, MADISON, AL 35757-7540
Document Number	0000096693
Instrument Date	Oct 19, 2020
Instrument	96693
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 WILSHIRE DR #107 TROY MI 480841600, 107, TROY, MI 48084-1600
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 101 Ridgewood Dr was $1,044 with a homeowner's exemption, up 2.6% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,044.00 (+2.55%)
2025	$1,018.00 Homeowner's exemption	$29,460 Land $2,840 Building $26,620	$294,600 Land $28,400 Building $266,200
2023	$951.00 (+12.41%) Homeowner's exemption	$27,620 (+11.64%) Land $2,840 Building $24,780	$276,100 (+11.65%) Land $28,400 Building $247,700
2022	$846.00 Homeowner's exemption	$24,740 Land $2,840 Building $21,900	$247,300 Land $28,400 Building $218,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Ridgewood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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