101 Ridgeway Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 101 Ridgeway Ave, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details597 sqft · built 1926
Lot Size0.156 acres (6,816 sqft)
OwnerTrust Name on File
Tax Bill$315 (2025)
Deeds & MortgagesSep 2022 Transfer
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-17-024.00

Property Details

APN / Parcel Number

Primary APN999-99-17-024.00

Interior

Stories1 Story
Building Area597 sqft Living Area

Exterior

Year BuiltBuilt 1926
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,816 sqft
Lot Dimensions142 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999917024.00
Street Address101 RIDGEWAY AVE
CityFORT THOMAS
StateKY
Zip41075-1333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 RIDGEWAY 48 X 142 IRR
Legal SubdivisionRIDGEWAY SUB
Legal Lot Number5
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2040
Census Tract52301

Owner

101 Ridgeway Ave is owner-occupied and held in a trust since September 2022.

Source: Campbell County records, as of March 6, 2026

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address101 RIDGEWAY AVE, FORT THOMAS, KY 41075-1333
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Intrafamily Transfer, Transfer
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 6, 2022
Transfer Doc0005158979
Record UpdatedJun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMPBELL KY
Recording DateSep 6, 2022
Property Address101 RIDGEWAY AVE, FORT THOMAS, KY 41075-1333
Document Number0005158979
Book / PageD843 / 474
Map ReferenceMB 7 PG 34-A
Instrument DateAug 29, 2022
Instrument5158979
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address101 RIDGEWAY AVE, 101, FORT THOMAS, KY 41075-1333

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 RIDGEWAY AVE, FORT THOMAS, KY 41075-1333

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address101 RIDGEWAY AVE, FORT THOMAS, KY 41075-1333
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005125870
DateFeb 11, 2021
Book PageM2267/720
Instrument5125870
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address101 RIDGEWAY AVE, FORT THOMAS, KY 41075-1333
Document Number0005092059
Instrument DateMay 14, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 RIDGEWAY AVE FORT THOMAS KY 410751333, FORT THOMAS, KY 41075-1333

Mortgage

Document Number0005092059
DateMay 30, 2019
Book Page002180/000656
Instrument5092059
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 101 Ridgeway Ave was $315 with a homeowner's exemption.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$315.00 Homeowner's exemption$134,500 Land $35,000 Building $99,500$134,500 Land $35,000 Building $99,500
2023$348.00 (-8.42%) Homeowner's exemption$134,500 (-) Land $35,000 Building $99,500$134,500 (-) Land $35,000 Building $99,500
2022$380.00 Homeowner's exemption$134,500 Land $35,000 Building $99,500$134,500 Land $35,000 Building $99,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Ridgeway Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Ridgeway Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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