Winchester Town property record for 101 Ridge St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,422 sqft · built 1955 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jul 2025) |
| Tax Bill | $4,110 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| APN | WINC M:114 B:087 L:029B |
| Primary APN | WINC M:114 B:087 L:029B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Gross Area | 3,764 sqft |
| 1st Floor Area | 1,422 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3120 |
|---|---|
| Street Address | 101 RIDGE ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 87 |
| Legal Lot Number | 29B |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 320200 |
101 Ridge St is owned and occupied by an individual who bought it in July 2025.
Source: Winchester Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 RIDGE ST, WINSTED, CT 06098-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2025 | Warranty Deed, Transfer · Line of Credit TOTAL MORTGAGE SERVICES LLC |
| Dec 1, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Dec 1, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on File |
| Deed Sale | Jul 28, 2025 · Amount on File |
| Prior Sale | Dec 1, 2022 · Amount on File |
| Deed Document Number | 20251831 |
| Deed Book / Page | 491 / 623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Jul 28, 2025 |
| Property Address | 101 RIDGE ST, WINSTED, CT 06098-1923 |
| Document Number | 000491-623 |
| Book / Page | 491 / 623 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 2025-00001831 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 RIDGE ST, WINSTED, CT 06098-1923 |
| Document Number | 1547330017 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 1547330017 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Dec 1, 2022 |
| Property Address | 101 RIDGE ST, WINSTED, CT 06098-1923 |
| Document Number | 000474-224 |
| Book / Page | 474 / 224 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 20220-00003097 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1344160013 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 1344160013 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Dec 1, 2022 |
| Property Address | 101 RIDGE ST, WINSTED, CT 06098-1923 |
| Document Number | 000474-224 |
| Book / Page | 474 / 224 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 20220-00003097 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1344160013 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 1344160013 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Number | 000474-239 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 474/239 |
| Instrument | 1344170004 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 101 Ridge St was $4,110.
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,110.00 | $140,910 Land $33,390 Building $107,520 | $98,637 Land $23,373 Building $75,264 |
| 2024 | $4,110.00 (+10.51%) | ||
| 2023 | $3,719.00 (+9.38%) | $140,910 (+39.02%) Land $33,390 Building $107,520 | |
| 2022 | $3,400.00 | $101,360 Land $24,360 Building $77,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 101 Ridge St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 101 Ridge St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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