Black Hawk County property record for 101 Reed St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1909 |
| Lot Size | 0.067 acres (2,898 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,028 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-14-485-009 |
| Primary APN | 8913-14-485-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,898 sqft (0.067 acres) |
| Lot Dimensions | 63 ft deep x 46 ft wide |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 101 REED ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST PARK PLACE LOT 6 BLK 11 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 14 |
| Legal Subdivision | EAST PARK PLACE |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1701 |
101 Reed St, a single family home, is held in a trust.
Source: Black Hawk County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2699 FAIRVIEW AVE, JANESVILLE, IA 50647-9762 |
| Owner Type | Company |
| Vesting | Trust, Corporate Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 12, 2022 |
| Property Address | 101 REED ST, WATERLOO, IA 50703-2439 |
| Document Number | 202300000660 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2023-00000660 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2699 FAIRVIEW AVE, JANESVILLE, IA 50647-9762 |
| Date | Jul 12, 2022 |
|---|
| Name | ALLEN L GROTE AND SYLVIA A GROTE A |
|---|---|
| Type | Non-Lending Institution |
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 101 Reed St was $1,028.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,028.00 | $57,180 Land $3,750 Building $53,430 | $57,180 Land $3,750 Building $53,430 |
| 2024 | $1,028.00 | ||
| 2023 | $47,400 Land $3,750 Building $43,650 | $47,400 Land $3,750 Building $43,650 | |
| 2022 | $830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Reed St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 101 Reed St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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