Middlesex County and Perth Amboy City property record for 101 Rector St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,676 sqft · built 1909 |
| Lot Size | 0.062 acres (2,718 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Mar 2013) |
| Tax Bill | $6,992 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00024-0000-00007 |
| Primary APN | 16-00024-0000-00007 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,676 sqft Living Area |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Frame |
| Lot Area | 2,718 sqft (0.062 acres) |
| Lot Dimensions | 85 ft deep x 32 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 101 RECTOR ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 32X85 |
| Legal Block | 24 |
| Legal Lot Number | 7 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5000 |
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OMEGA FINANCIAL SERVICES INC |
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2013 · Amount on Record |
| Deed Sale | Mar 28, 2013 · Amount on Record |
| Prior Sale | Oct 5, 2012 · Amount on Record |
| Deed Document Number | 2013613 |
| Deed Book / Page | 6440 / 782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 101 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NJ |
| Name | Verified Name |
|---|
| Document Number | 0000049430 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 19282/577 |
| Instrument | 2023049430 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 101 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 99 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Document Number | 0000131457 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 18189/1897 |
| Instrument | 2020131457 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 101 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 99 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Document Number | 0000084193 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 18511/595 |
| Instrument | 2021084193 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 101 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000113320 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 18613/895 |
| Instrument | 2021113320 |
| Name | OMEGA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | UNION, NJ 07083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 101 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 101 RECTOR ST, PERTH AMBOY, NJ 08861-4719 |
| Document Number | 0000069425 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 19000/575 |
| Instrument | 2022069425 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) Land $122,400 Building $97,600 | $220,000 (-) Land $122,400 Building $97,600 | |
| 2025 | $6,992.00 (+5.35%) | $220,000 (-) Land $122,400 Building $97,600 | $220,000 (-) Land $122,400 Building $97,600 |
| 2024 | $6,637.00 (+1.41%) | ||
| 2023 | $220,000 Land $122,400 Building $97,600 | $220,000 Land $122,400 Building $97,600 | |
| 2022 | $6,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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