101 Reba Rd, Richmond, KY 40475 Property Records

Madison County property record for 101 Reba Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,202 sqft
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2022)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R013-0002-0006`

Property Details

APN / Parcel Number

Primary APN	`R013-0002-0006`
Alternative APNs	`117502` `86358` `46903`

Interior

Stories	1 Story
Building Area	1,202 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	46903
Street Address	101 REBA RD
City	RICHMOND
State	KY
Zip	40475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1001
Census Tract	10902

Owner

101 Reba Rd is owned and occupied by an individual who bought it in October 2022.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 REBA RD, RICHMOND, KY 40475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 11, 2022	Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
May 27, 2021	Deed, Transfer · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	2014115341
Deed Book / Page	D830 / 193
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	101 REBA RD, RICHMOND, KY 40475
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LAKE REBA DR, RICHMOND, KY 40475-9071

Mortgage

Document Number	00M2437/73
Date	Jan 5, 2026
Book Page	M2437/73
Instrument	2014309380

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 11, 2022
Property Address	101 REBA RD, RICHMOND, KY 40475
Document Number	00D830/193
Book / Page	D830 / 193
Instrument Date	Oct 6, 2022
Instrument	2014115341
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP ESTATE TTL & CLOS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13168 IRONWORKS RD, 13168, WINCHESTER, KY 40391-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LAKE REBA DR, RICHMOND, KY 40475-9071

Mortgage

Document Number	2014115342
Date	Oct 11, 2022
Instrument	2014115342

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 27, 2021
Property Address	101 REBA RD, RICHMOND, KY 40475
Document Number	000D806/77
Book / Page	D806 / 77
Instrument Date	May 20, 2021
Instrument	2014038642
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10485 PONTIAC LAKE RD, 10485, WHITE LAKE, MI 48386-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 REBA RD, RICHMOND, KY 40475

Mortgage

Document Number	2014038643
Date	May 27, 2021
Instrument	2014038643

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 20, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 101 Reba Rd was $1,791 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 Additional exemption filed	$190,000	$190,000
2023	$1,843.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Reba Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Reba Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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