101 Race St, Decherd, TN 37324 Property Records

Franklin County property record for 101 Race St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,870 sqft · built 1963
Lot Size	0.26 acres (11,305 sqft)
Owner	Individual Name on Record
Tax Bill	$1,071 (2022)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026056O G 00900`

Property Details

APN / Parcel Number

Primary APN	`026056O G 00900`
Alternative APN	`056O G 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,305 sqft (0.26 acres)
Lot Dimensions	146 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	101 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 RACE ST
City	DECHERD
State	TN
Zip	37324-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D04
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1064
Census Tract	960401

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	101 RACE ST, DECHERD, TN 37324-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2007
Deed Sale	Jun 27, 2007
Prior Sale	Dec 10, 2002 · Amount on Record
Deed Book / Page	353 / 90
Transfer Doc	000D353/90
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	101 RACE ST, DECHERD, TN 37324-3037
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 RACE ST, DECHERD, TN 37324-3037

Mortgage

Document Number	0023003802
Date	Jun 21, 2023
Book Page	T1491/169
Instrument	23003802

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	191 Months
Due	May 1, 2039

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	101 RACE ST, DECHERD, TN 37324-3037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001802
Date	Apr 1, 2019
Book Page	T1282/455
Instrument	19001802

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,325 (+2.14%) Land $2,225 Building $43,100
2023		$44,375 Land $2,225 Building $42,150
2022	$1,071.00		$181,300 Land $8,900 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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