Bay County property record for 101 Queens Cir, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,154 sqft · built 1982 |
| Lot Size | 0.412 acres (17,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Aug 2014) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 26660-201-000 |
| Primary APN | 26660-201-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,154 sqft Heated Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 2,154 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,990 sqft (0.412 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Area | 546 sqft |
| Driveway | Driveway |
| Driveway Area | 1,380 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 154 sqft |
| Deck Area | 460 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 101 QUEENS CIR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | KINGS POINT 1ST ADD 78D LOT 1 BLK K ORB 3634 P 2058 |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Subdivision | KINGS POINT |
| Legal Block | K |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 2500 |
101 Queens Cir is owned and occupied by an individual who bought it in August 2014.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 101 QUEENS CIR, PANAMA CITY, FL 32405-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2014 · Amount on File |
| Deed Sale | Aug 27, 2014 · Amount on File |
| Prior Sale | Jul 7, 2003 · Amount on File |
| Deed Document Number | 2014045732 |
| Deed Book / Page | 3634 / 2058 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 101 QUEENS CIR, PANAMA CITY, FL 32405-1909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042221344 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 4222/1344 |
| Instrument | 2020012000 |
| Name | PANHANDLE EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
The 2025 property tax bill for 101 Queens Cir was $2,000 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 Homeowner's exemption | $201,335 | $266,503 Land $67,021 Building $199,482 |
| 2023 | $1,875.00 (+30.48%) Homeowner's exemption | $185,651 (+16.68%) | $235,593 (+41.86%) Land $52,425 Building $183,168 |
| 2022 | $1,437.00 Homeowner's exemption | $159,106 | $166,070 Land $43,415 Building $122,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Queens Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 196 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 220 units insured incl. 24 condo units |
| Nearby Flood Claims | 203 (1984–2022) |
| Claims Outside the SFHA | 65 of 203 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Queens Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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