101 Providence Dr, Winchester, VA 22602 Property Records

Frederick County property record for 101 Providence Dr, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,186 sqft · built 1999
Lot Size0.36 acres (15,776 sqft)
Owner2 Individual Names on Record
Last Sale$148,000 (Jul 2009)
Tax Bill$1,879 (2026)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN55H3-2-53

Property Details

APN / Parcel Number

Primary APN55H3-2-53
Alternative APN
  • 8038415

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,186 sqft Living Area
Gross Area2,524 sqft
1st Floor Area1,164 sqft
Basement Area677 sqft
Finished Basement677 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,776 sqft (0.36 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces1 Parking Space
Deck Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8038415
Street Address101 PROVIDENCE DR
CityWINCHESTER
StateVA
Zip22602-6155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionASBURY TERRACE L53S2
Legal SubdivisionASBURY TERRACE
Legal Lot Number53
JurisdictionFREDERICK VA
Township / Civil DivisionRED BUD
Census Block Group2
Census Block2003
Census Tract51103

Owner

Source: Frederick County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address101 PROVIDENCE DR, WINCHESTER, VA 22602-6155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2009 · Amount on Record
Deed SaleJul 10, 2009 · Amount on Record
Prior SaleFeb 28, 2002 · Amount on Record
Deed Book / Page900 / 7712
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address101 PROVIDENCE DR, WINCHESTER, VA 22602-6155
Document Number0000002637
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 PROVIDENCE DR WINCHESTER VA 226026155, WINCHESTER, VA 22602-6155

Mortgage

Document Number0000002637
DateMar 4, 2020
Instrument2637
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 3, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,879.00 (+10.4%)$354,540 (-) Land $88,000 Building $266,540$354,540 (-) Land $88,000 Building $266,540
2025$1,702.00$354,540 Land $88,000 Building $266,540$354,540 Land $88,000 Building $266,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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