101 Prospect St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 101 Prospect St, Johnstown, NY 12095 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,580 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2020)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2022 Mortgage + 2 more
APN	`170800 174.8-17-36`

Property Details

APN / Parcel Number

Primary APN	`170800 174.8-17-36`
Alternative APN	`080017400800170360000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,580 sqft Total Area
1st Floor Area	1,290 sqft
2nd Floor Area	1,290 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	166 ft deep x 66 ft wide
Porch	Slab
Porch Area	262 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 PROSPECT ST
City	JOHNSTOWN
State	NY
Zip	12095-2503
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	17
Legal Lot Number	36.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	4
Census Block	4011
Census Tract	971200

Owner

Source: Fulton County and Johnstown City records · APN 170800 174.8-17-36

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 PROSPECT ST, JOHNSTOWN, NY 12095-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 05, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 18, 2020	Warranty Deed, Transfer
May 18, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	202061113
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	101 PROSPECT ST, JOHNSTOWN, NY 12095-2503
Transaction Type	Mortgage
Record Updated	Jan 02, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202384136
Date	Dec 11, 2023
Instrument	2023-84136

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 01, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	101 PROSPECT ST, JOHNSTOWN, NY 12095-2503
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202278339
Date	Dec 05, 2022
Instrument	2022-78339

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 01, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	May 18, 2020
Property Address	101 PROSPECT ST, JOHNSTOWN, NY 12095-2503
Document Number	202061113
Instrument Date	May 07, 2020
Instrument	2020-61113
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 ORCHARD ST, GLOVERSVILLE, NY 12078-2725

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	May 18, 2020
Property Address	101 PROSPECT ST, JOHNSTOWN, NY 12095-2503
Document Number	202061111
Instrument Date	May 05, 2020
Instrument	2020-61111
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PROSPECT ST, JOHNSTOWN, NY 12095-2503
Investor	Possibly a Property Investor

Mortgage

Document Number	0202061114
Date	May 18, 2020
Instrument	2020-61114

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Fulton County and Johnstown City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,176.00	$69,000 (-) Land $18,800 Building $50,200	$111,290 (+20.97%) Land $30,322 Building $80,968
2023		$69,000 Land $18,800 Building $50,200	$92,000 Land $25,067 Building $66,933

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359712004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2022)
Most Recent Claim	Apr 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 521 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures