101 Prather St, Ashland, OR 97520 Property Records

Jackson County property record for 101 Prather St, Ashland, OR 97520

Property Summary

Property Type	Commercial
Details	4 bd · 3 ba · 2,870 sqft · built 1997
Lot Size	5.01 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jan 2021)
Tax Bill	$8,351 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E051500`

Property Details

APN / Parcel Number

Primary APN	`391E051500`
Alternative APNs	`391E050001500` `10100483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,870 sqft Gross Area
1st Floor Area	2,870 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Metal
Roof Material	Metal
Lot Area	218,671 sqft
Garage Type	Detached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	396 sqft
Patio Area	832 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	101 PRATHER ST
City	ASHLAND
State	OR
Zip	97520-1751
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-5
Legal Range	01E
Legal Township	39S
Legal Section	05
Legal Subdivision	PARTITION PLAT NO P-13-2008
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1007
Census Tract	2100

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 PRATHER ST, ASHLAND, OR 97520-1751
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Jul 30, 2008 · Amount on Record
Deed Document Number	20212866
Prior Transfer Date	Jun 30, 2008
Prior Transfer Doc	0000028842
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jan 22, 2021
Property Address	101 PRATHER ST, ASHLAND, OR 97520-1751
Document Number	0000002866
Instrument Date	Jan 22, 2021
Instrument	2021-002866
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 PRATHER ST, ASHLAND, OR 97520-1751

Mortgage

Document Number	0000002867
Date	Jan 22, 2021
Instrument	2021-002867

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,220 (+3%)	$718,800 (-2.83%) Land $269,600 Building $449,200
2025	$8,351.00 (+2.24%)	$563,330 (+3%) Land $220,750 Building $342,580	$739,770 (-4.74%) Land $289,890 Building $449,880
2024	$8,168.00 (+3.37%)	$546,930 (+3%) Land $253,120 Building $293,810	$776,560 (-9.37%) Land $381,180 Building $395,380
2023	$7,902.00 (+3.35%)	$531,000 (+3%) Land $245,750 Building $285,250	$856,820 (+6.8%) Land $425,660 Building $431,160
2022	$7,646.00	$515,540 Land $238,590 Building $276,950	$802,250 Land $443,810 Building $358,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prather St

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