101 Poplar St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 101 Poplar St, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,452 sqft · built 1945
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jul 2014)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3007700-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3007700-2020-20`
Alternative APNs	`0619-06-3484-00000` `008271918`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,452 sqft Living Area
Gross Area	4,089 sqft
1st Floor Area	2,192 sqft
Basement Area	1,041 sqft
Finished Basement	260 sqft
Unfinished Basement	781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	78 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3007700-2020-20
Street Address	101 POPLAR ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-8
Legal Description	SUBDIV: BLUEWATER MOUNTAIN LOT: 1 PLAT: 0137-0110
Legal Subdivision	BLUEWATER MOUNTAIN
Legal Block	3
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3019
Census Tract	3107

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 POPLAR ST, BLACK MOUNTAIN, NC 28711-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2014 · Amount on Record
Deed Sale	Jul 23, 2014 · Amount on Record
Prior Sale	Feb 21, 2008 · Amount on Record
Deed Book / Page	5227 / 1758
Last Transfer Date	Mar 23, 2016
Transfer Doc	0054081580
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	101 POPLAR ST, BLACK MOUNTAIN, NC 28711-2816
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056360377
Date	Feb 12, 2018
Book Page	5636/0377

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 6, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	101 POPLAR ST, BLACK MOUNTAIN, NC 28711-2816
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061011702
Date	Aug 2, 2021
Book Page	6101/1702

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,424.00 (+3.46%)	$510,000 (-) Land $74,700 Building $435,300	$510,000 (-) Land $74,700 Building $435,300
2024	$4,276.00 (+2.39%)
2023	$4,176.00	$510,000	$510,000 (-) Land $74,700 Building $435,300
2021			$510,000 Land $74,700 Building $435,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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