101 Pond Creek Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 101 Pond Creek Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,905 sqft · built 1980
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Apr 2026)
Tax Bill$1,317 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1950-32-3766-000

Property Details

APN / Parcel Number

Primary APN1950-32-3766-000
Alternative APNs
  • 1785461
  • 1841905

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,905 sqft Living Area
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage TypeCarport
Garage Area209 sqft
CarportCarport
Carport Area209 sqft
PorchPorch
Porch Area215 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1841905
Street Address101 POND CREEK RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS A 049
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1055
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5514 PROVIDENCE GLEN RD, CHARLOTTE, NC 28270-3724
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE GROUP INC
Apr 16, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE
Jan 17, 2024Warranty Deed, Transfer · Conventional Mortgage
LEADERONE FINANCIAL CORP
Oct 12, 2018Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Prior SaleJan 17, 2024 · Amount on Record
Deed Document Number2026759026
Deed Book / Page2480 / 882
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 16, 2026
Property Address101 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0000759026
Book / Page2480 / 882
Instrument DateApr 8, 2026
Instrument2026.759026
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5514 PROVIDENCE GLEN RD, CHARLOTTE, NC 28270-3724

Mortgage

Document Number0000759027,
DateApr 16, 2026
Instrument2026..759027
Lender
NameATLANTIC COAST MORTGAGE GROUP INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 16, 2026
Property Address101 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0024800882
Book / Page2480 / 882
Instrument DateApr 8, 2026
Instrument2026759026
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5514 PROVIDENCE GLEN RD, CHARLOTTE, NC 28270-3724

Mortgage

Document Number0000759027,
DateApr 16, 2026
Instrument2026759027
Lender
NameATLANTIC BAY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 17, 2024
Property Address101 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0023680895
Book / Page2368 / 895
Map ReferenceMB 4 PG 39
Instrument DateJan 2, 2024
Instrument737866
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 S DIXIE HWY # 336, 336, WEST PALM BEACH, FL 33401-5810

Transferred To (Grantee/Buyer)

NameVerified Name
Address11732 DARRIDGE AVE, SEMINOLE, FL 33772

Mortgage

Document Number0000737867
DateJan 17, 2024
Instrument737867
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 12, 2018
Property Address101 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0019960733
Book / Page1996 / 0733
Map ReferenceMB4 PG39
Instrument DateOct 10, 2018
Instrument673171
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6655 E LISERON, 6655, BOYNTON BEACH, FL 33437-6481

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 KEY PLZ, KEY WEST, FL 33040-4077

Mortgage

Document Number673172
DateOct 12, 2018
Instrument673172
Lender
NameIBERIABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,100 (-) Land $17,500 Building $360,600
2025$1,317.00 (-62.33%)$378,100 (+7.87%) Land $17,500 Building $360,600
2024$3,496.00$350,500 Land $17,500 Building $333,000
2023$350,500 Land $17,500 Building $333,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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