101 Pine St, Ontario, WI 54651 Property Records

Vernon County property record for 101 Pine St, Ontario, WI 54651

Property Summary

Property Type	Commercial
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$8,008 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-00079-0000`

Property Details

APN / Parcel Number

Primary APN	`165-00079-0000`
Alternative APN	`62165VON 79`

Location & Zoning

Street Address	101 PINE ST
City	ONTARIO
State	WI
Zip	54651-9001
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MILLARDS ADD. LOTS 1 2 LOTS 3 4 BLK 13 EX PART SOLD TO STATE OF WI FOR HWY
Legal Subdivision	MILLARDS ADD
Legal Block	13
Legal Lot Number	1,3
Jurisdiction	VERNON WI
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1010
Census Tract	960200

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 PINE ST, ONTARIO, WI 54651-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
Sep 8, 2025	Warranty Deed, Transfer SOUTHWEST MN TITLE LLC, SOUTHWEST TITLE LLC
May 3, 2021	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	542213
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	101 PINE ST, ONTARIO, WI 54651-9001
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19371 MESABI AVE, NORWALK, WI 54648-6105

Mortgage

Document Number	0000543988
Date	Jan 26, 2026
Instrument	543988

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARCADIA, WI 54612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2056

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Sep 8, 2025
Property Address	101 PINE ST, ONTARIO, WI 54651-9001
Document Number	0000542213
Instrument Date	Aug 27, 2025
Instrument	542213
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	SOUTHWEST MN TITLE LLC, SOUTHWEST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PINE ST, ONTARIO, WI 54651-9001

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	May 3, 2021
Property Address	101 PINE ST, ONTARIO, WI 54651-9001
Document Number	0000520571
Instrument Date	Apr 30, 2021
Instrument	520571
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	SOUTHWEST MN TITLE LLC, SOUTHWEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E10207 STATE HIGHWAY 56, VIROQUA, WI 54665-7164

Mortgage

Document Number	0000520572
Date	May 3, 2021
Instrument	520572

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
Municipality	Ontario Village
Unified School District	Norwalk-Ontario-Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,008.00 (+0.41%)	$410,000 (-) Land $13,000 Building $397,000	$525,300 (+22.36%)
2024	$7,975.00 (+5.83%)	$410,000 (-) Land $13,000 Building $397,000	$429,300 (+6.16%)
2023	$7,536.00 (+64.9%)	$410,000 (+127.78%) Land $13,000 Building $397,000	$404,400 (+80.13%)
2022	$4,570.00	$180,000 Land $12,700 Building $167,300	$224,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2017–2018)
Most Recent Claim	Sep 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO WATERWORKS serves 554 people · EPA ID WI6630259
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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