101 Phillips Way, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 101 Phillips Way, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,867 sqft · built 1978
Lot Size0.339 acres (14,754 sqft)
Owner2 Company Names on Record
Last Sale$1,300,000 (Feb 2023)
Tax Bill$9,101 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-740-9136-4

Property Details

APN / Parcel Number

Primary APNC62-000-740-9136-4
Alternative APNs
  • 26-27-15-42624-003-0010
  • 271526426240030010
  • 152726426240030010
  • R280260

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,867 sqft Living Area
Gross Area4,335 sqft
1st Floor Area1,867 sqft
Basement Area690 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2010
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area14,754 sqft (0.339 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotIntracoastal
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,147 sqft
Deck Area664 sqft
Patio Area377 sqft
Shed1 Shed
Shed Area120 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Water FeatureWater Feature
Boat AccessBoat Access
Boat House294 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR280260
Street Address101 PHILLIPS WAY
CityPALM HARBOR
StateFL
Zip34683-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionINDIAN BLUFF ISLAND BLK C, LOT 1
Legal Range15E
Legal Township27S
Legal Section26
Legal SubdivisionINDIAN BLUFF ISLAND
Legal Tract42624
Legal BlockC
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3022
Census Tract27202

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address101 PHILLIPS WAY, PALM HARBOR, FL 34683-1825
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 19, 2020Warranty Deed, Transfer · VA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2023 · Amount on Record
Deed SaleFeb 13, 2023 · Amount on Record
Prior SaleMay 19, 2020 · Amount on Record
Deed Document Number202338018
Deed Book / Page22344 / 937
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 13, 2023
Property Address101 PHILLIPS WAY, PALM HARBOR, FL 34683-1825
Document Number0223440937
Book / Page22344 / 937
Map ReferenceMB 41 PG 50
Instrument DateFeb 13, 2023
Instrument2023038018
Transaction TypeTransfer
Record UpdatedMar 1, 2023
Title CompanyELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 PHILLIPS WAY, PALM HARBOR, FL 34683-1825

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 PHILLIPS WAY, PALM HARBOR, FL 34683-1825

Mortgage

Document Number0022344939
DateFeb 13, 2023
Instrument22344/939
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 19, 2020
Property Address101 PHILLIPS WAY, PALM HARBOR, FL 34683-1825
Document Number0210051758
Book / Page021005 / 001758
Instrument DateMay 14, 2020
Instrument154695
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyTEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,705.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 PHILLIPS WAY PALM HARBOR FL 346831825, PALM HARBOR, FL 34683-1825

Mortgage

Document Number210051760
DateMay 19, 2020
Book Page021005/001760
Instrument154696
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,101.00 (+7,421.49%) Homeowner's exemption$538,501 (-37.71%)$932,073 (-24.71%) Land $556,409 Building $375,664
2023$121.00 (+3.42%) Homeowner's exemption$864,513 (+3%)$1,238,018 (+6.82%) Land $598,360 Building $639,658
2022$117.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$839,333$1,159,027 Land $645,870 Building $513,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 446 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies540 units insured
incl. 94 condo units
Nearby Flood Claims399 (1985–2024)
Claims Outside the SFHA3 of 399
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 248 claims
  • Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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