101 Phillips Ave, Deal, NJ 07723 Property Records

Monmouth County and Deal Borough property record for 101 Phillips Ave, Deal, NJ 07723

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,123 sqft · built 1997
Lot Size	0.585 acres (25,500 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jul 1996)
Tax Bill	$26,797 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00016-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`11-00016-0000-00006`
Alternative APNs	`110001600006` `5273`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,123 sqft Living Area
1st Floor Area	2,513 sqft
Upper Floors Area	2,610 sqft
Basement Area	2,513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Tile
Lot Area	25,500 sqft (0.585 acres)
Lot Dimensions	255 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	327 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	5273
Street Address	101 PHILLIPS AVE
City	DEAL
State	NJ
Zip	07723-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	SOUTH ELBERON LAND CO
Legal Block	16
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	DEAL
Census Block Group	3
Census Block	3019
Census Tract	812400

Owner

101 Phillips Ave is owned by an individual who acquired it in January 2013.

Source: Monmouth County and Deal Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2072 E 2ND ST, BROOKLYN, NY 11223-4029
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUONTIC BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1996 · Amount on File
Deed Sale	Jul 1, 1996 · Amount on File
Deed Book / Page	5512 / 984
Last Transfer Date	Jan 25, 2013
Transfer Doc	0089989650
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	101 PHILLIPS AVE, DEAL, NJ 07723-1247
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	ASK ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095792256
Date	Feb 16, 2022
Book Page	9579/2256
Instrument	2022019332

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	101 PHILLIPS AVE, DEAL, NJ 07723-1247
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	ASK ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095224766
Date	Jun 23, 2021
Book Page	9522/4766
Instrument	2021098812

Lender

Name	QUONTIC BANK FSB
Type	Bank
Address	NEW YORK, NY 10020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2026
Change Frequency	Monthly
Min Rate At Change	3.5%
Max Rate At Change	11.7%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 101 Phillips Ave was $26,797, up 7.6% from the year before.

Source: Monmouth County and Deal Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Deal Borough
Unified School District	Deal Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,516,700 (-0.05%) Land $4,320,000 Building $2,196,700	$6,516,700 (-0.05%) Land $4,320,000 Building $2,196,700
2025	$26,797.00 (+7.62%)	$6,520,000 Land $4,200,000 Building $2,320,000	$6,520,000 Land $4,200,000 Building $2,320,000
2024	$24,899.00
2023		$5,214,300 Land $3,183,800 Building $2,030,500	$5,214,300 Land $3,183,800 Building $2,030,500
2022	$22,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Phillips Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 individual policies
Nearby Flood Policies	137 units insured incl. 36 condo units
Nearby Flood Claims	94 (1978–2026)
Claims Outside the SFHA	47 of 94
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 18 claims Hurricane Irene, Aug 2011 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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