101 Pennsylvania Ave, Frederick, MD 21701 Property Records

Frederick County property record for 101 Pennsylvania Ave, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 864 sqft · built 1920
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Apr 2026)
Tax Bill$4,733 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-106639

Property Details

APN / Parcel Number

Primary APN02-106639
Alternative APNs
  • 2106639
  • 106639

Interior

Full Baths2 Baths
Stories1 Story
Building Area864 sqft Living Area
Gross Area924 sqft
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions150 ft deep x 52 ft wide
PorchEnclosed Porch
Porch Area204 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number106639
Street Address101 PENNSYLVANIA AVE
CityFREDERICK
StateMD
Zip21701-5744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR
Legal DescriptionLT 52 X 150 101 PENNA. AVE. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number101
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2049
Census Tract772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 PENNSYLVANIA AVE, FREDERICK, MD 21701-5744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Warranty Deed, Transfer · Conventional Mortgage
ROUNDPOINT MORTGAGE COMPANY
Apr 21, 2021Intrafamily Transfer, Transfer
Aug 20, 2020Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Sep 22, 2017Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleAug 20, 2020 · Amount on Record
Deed Book / Page17834 / 160
Prior Transfer DateApr 6, 2021
Prior Transfer Doc0147970397
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK MD
Recording DateApr 24, 2026
Property Address101 PENNSYLVANIA AVE, FREDERICK, MD 21701-5744
Document Number1783000160
Book / Page17834 / 160
Instrument DateNov 14, 2025
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyUNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SERV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$313,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 PENNSYLVANIA AVE, FREDERICK, MD 21701-5744

Mortgage

Document Number1783000164,
DateApr 24, 2026
Book Page17834/164
Lender
NameROUNDPOINT MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateApr 21, 2021
Property Address101 PENNSYLVANIA AVE, FREDERICK, MD 21701-5744
Document Number0147970397
Book / Page14797 / 397
Map ReferenceMB STH PG 147
Instrument DateApr 6, 2021
Transaction TypeTransfer
Record UpdatedMay 19, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address101 PENNSYLVANIA AVE, FREDERICK, MD 21701-5744

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 20, 2020
Property Address101 PENNSYLVANIA AVE, FREDERICK, MD 21701-5744
Document Number0139980495
Book / Page13998 / 495
Map ReferenceMB STH PG 147
Instrument DateJul 24, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyEXCALIBUR T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,352.93
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3851 PRICES DISTILLERY RD, IJAMSVILLE, MD 21754-9304

Mortgage

Document Number13998501
DateAug 20, 2020
Instrument13998/501
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 22, 2017
Property Address101 PENNSYLVANIA AVE, FREDERICK, MD 21701-5744
Document Number0120420362
Book / Page012042 / 000362
Instrument DateSep 15, 2017
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1948 MORAN DR FREDERICK MD 217026443, FREDERICK, MD 21702-6443

Mortgage

Document Number120420367
DateSep 22, 2017
Book Page012042/000367
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 21, 2037

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,233 (+8.54%)$319,700 (+25.62%) Land $159,000 Building $160,700
2025$4,733.00 (+10.92%)$254,500 (+26.26%) Land $99,000 Building $155,500$254,500 (-) Land $99,000 Building $155,500
2024$4,267.00 (+14.98%)
2023$3,711.00$201,567$254,500 Land $99,000 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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