Summit County property record for 101 Pearl Ln, Silverthorne, CO 80498
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.75 ba · 9,993 sqft · built 2006 |
| Lot Size | 2.77 acres (121,096 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,100,000 (Sep 2022) |
| Tax Bill | $39,672 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2013 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2097-0220-01-029 |
| Primary APN | 2097-0220-01-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.75 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 9,993 sqft Living Area |
| Gross Area | 11,027 sqft |
| 1st Floor Area | 3,606 sqft |
| 2nd Floor Area | 3,264 sqft |
| Basement Area | 3,366 sqft |
| Finished Basement | 3,123 sqft |
| Unfinished Basement | 243 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 121,096 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 791 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 101 PEARL LN |
|---|---|
| City | SILVERTHORNE |
| State | CO |
| Zip | 80498-9283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-P |
| Legal Description | LOT 51 RUBY RANCH SUB # 2 |
| Legal Subdivision | RUBY RANCH SUB |
| Legal Lot Number | 51 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | SILVERTHORNE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 102 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13616 DANDELION TRL, BELTON, TX 76513-6754 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 2, 2017 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jan 31, 2013 | Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA BANK |
| Aug 20, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA BANK |
| Feb 15, 2007 | Deed of Trust, Mortgage · Conventional Mortgage HOME123 CORPORATION |
| Sep 13, 2022 | Warranty Deed, Transfer LAND TITLE GUARANTEE |
| Mar 23, 2017 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Nov 8, 2005 | Warranty Deed, Transfer · ARM INDYMAC BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Mar 23, 2017 · Amount on Record |
| Deed Document Number | 20221296896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001140227 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 1140227 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001016871 |
|---|---|
| Date | Jan 31, 2013 |
| Instrument | 1016871 |
| Name | MUTUAL OF OMAHA BANK |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68501 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000945101 |
|---|---|
| Date | Aug 20, 2010 |
| Instrument | 945101 |
| Name | MUTUAL OF OMAHA BANK |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 1, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Name | Verified Name |
|---|
| Document Number | 0000847378 |
|---|---|
| Date | Feb 15, 2007 |
| Instrument | 847378 |
| Name | HOME123 CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CLOVIS, CA 93612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Mar 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Sep 13, 2022 |
| Property Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Document Number | 0001296896 |
| Map Reference | DOC 22718 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 1296896 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13616 DANDELION TRL, BELTON, TX 76513-6754 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Mar 23, 2017 |
| Property Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Document Number | 0001137088 |
| Map Reference | DOC223718 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 1137088 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1903 RAY SHELL CT, SEABROOK, TX 77586-4586 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Nov 8, 2005 |
| Property Address | 101 PEARL LN, SILVERTHORNE, CO 80498-9283 |
| Document Number | 0000806390 |
| Instrument Date | Nov 4, 2005 |
| Instrument | 806390 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2201 NE 31ST ST, TOPEKA, KS 66617-3549 |
| Document Number | 0000806391 |
|---|---|
| Date | Nov 8, 2005 |
| Instrument | 806391 |
| Name | INDYMAC BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 1, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2006 |
| Change Frequency | Monthly |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.87% |
| Index | 12-Month MTA |
| Max Rate | 10.8% |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,672.00 (+14.52%) | $348,989 (+14.72%) | $5,132,200 (+13.03%) Land $747,900 Building $4,384,300 |
| 2024 | $34,642.00 (-2.79%) | $304,220 (-) | |
| 2023 | $35,638.00 (+21.51%) | $304,220 (+56.2%) | $4,540,600 (+62.03%) Land $695,200 Building $3,845,400 |
| 2022 | $29,330.00 | $194,767 | $2,802,400 Land $356,900 Building $2,445,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Arbor Mesh Internet Fixed Wireless | 1,000 / 1,000 |
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