101 Pam Cir, Madison, AL 35758 Property Records

Madison County property record for 101 Pam Cir, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,110 sqft · built 1993
Lot Size	0.456 acres (19,863 sqft)
Owner	Individual Name on File
Last Sale	$265,500 (Nov 2021)
Tax Bill	$2,112 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-32-1-001-070.000`

Property Details

APN / Parcel Number

Primary APN	`15-09-32-1-001-070.000`
Alternative APNs	`261617` `583131`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	1,668 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Mixed
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,863 sqft (0.456 acres)
Lot Dimensions	142 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	583131
Street Address	101 PAM CIR
City	MADISON
State	AL
Zip	35758-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 6 SAGEFIELD ESTS F/K/A BRASS OAK ESTS 4TH ADD PB 18 PG 69
Legal Range	02W
Legal Township	03S
Legal Section	32
Legal Subdivision	SAGEFIELD EST FKA BRASS OAKS
Legal Block	6
Legal Lot Number	10
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3007
Census Tract	11023

Owner

101 Pam Cir is owned and occupied by an individual who bought it in November 2021.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	101 PAM CIR, MADISON, AL 35758-7311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 11, 2021 · Amount on File
Deed Sale	Nov 11, 2021 · Amount on File
Prior Sale	May 3, 2006
Deed Book / Page	2021 / 1257
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	101 PAM CIR, MADISON, AL 35758-7311
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006569
Date	Nov 11, 2021
Book Page	MTG 2021/6569

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	101 PAM CIR, MADISON, AL 35758-7311
Document Number	0000080621
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PAM CIR MADISON AL 357587311, MADISON, AL 35758-7311

Mortgage

Document Number	0000080621
Date	Oct 8, 2020
Instrument	80621

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 7, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 101 Pam Cir was $2,112 with a homeowner's exemption, up 2% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,112.00 (+2.03%)
2025	$2,070.00 Homeowner's exemption	$30,340 Land $4,760 Building $25,580	$303,300 Land $47,500 Building $255,800
2023	$1,959.00 (+55.48%) Homeowner's exemption	$28,740 (+53.85%) Land $4,760 Building $23,980	$287,200 (+53.83%) Land $47,500 Building $239,700
2022	$1,260.00 Homeowner's exemption	$18,680 Land $1,520 Building $17,160	$186,700 Land $15,200 Building $171,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Pam Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2003–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Pam Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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