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101 Palm Cir, Havelock, NC 28532 Property Records

Craven County property record for 101 Palm Cir, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 2024
Lot Size0.563 acres (24,515 sqft)
OwnerIndividual Name on Record
Last Sale$336,000 (Mar 2025)
Tax Bill$1,237 (2026)
Deeds & MortgagesJan 2026 Mortgage
Jun 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN5-011-A-072

Property Details

APN / Parcel Number

Primary APN5-011-A-072
Alternative APNs
  • 3625075
  • 132976

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,540 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,515 sqft (0.563 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number132976
Street Address101 PALM CIR
CityHAVELOCK
StateNC
Zip28532-0670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 72 NEUSE POINT EAST S/D VII
Legal SubdivisionNEUSE POINT
Legal Lot Number72
JurisdictionCRAVEN NC
Township / Civil Division5
Census Block Group3
Census Block3002
Census Tract961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 PALM CIR, HAVELOCK, NC 28532-0670
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 13, 2024Warranty Deed, Transfer · Line of Credit
VALIANT BUILDER FINANCE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2025 · Amount on Record
Deed SaleMar 20, 2025 · Amount on Record
Prior SaleJun 13, 2024 · Amount on Record
Deed Document Number202510138318
Deed Book / Page3830 / 2041
Prior Transfer DateJul 17, 2008
Prior Transfer Doc02747/0320
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address101 PALM CIR, HAVELOCK, NC 28532-0670
Transaction TypeMortgage
Record UpdatedFeb 2, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 PALM CIR, HAVELOCK, NC 28532-0670

Mortgage

Document Number03866/2067
DateJan 22, 2026
Book Page3866/2067
Instrument10151476
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Address1400 FORUM BLVD STE 18, COLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJun 13, 2024
Property Address101 PALM CIR, HAVELOCK, NC 28532-0670
Document Number03801/1985
Book / Page3801 / 1985
Map ReferenceCAB H SL 92
Instrument DateJun 11, 2024
Instrument10127442
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

Tax$70.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5101 HOLLY LN, MOREHEAD CITY, NC 28557-2691

Transferred To (Grantee/Buyer)

NameVerified Name
Address3113 TRENT RD, TRENT WOODS, NC 28562-5736
InvestorPossibly a Property Investor

Mortgage

Document Number0010127443
DateJun 13, 2024
Instrument10127443
Lender
NameVALIANT BUILDER FINANCE LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,237.00 (+138.8%)$233,640 (-3.19%) Land $40,000 Building $193,640$233,640 (-3.19%) Land $40,000 Building $193,640
2025$518.00 (+206.51%)$241,330 (+609.79%) Land $40,000 Building $201,330$241,330 (+609.79%) Land $40,000 Building $201,330
2023$169.00 (-9.14%)$34,000 (+14.29%) Land $34,000$34,000 (+14.29%) Land $34,000
2022$186.00$29,750 Land $29,750
2018$29,750 Land $29,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims15 (2011–2024)
Claims Outside the SFHA10 of 15
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palm Cir

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