St. Charles County property record for 101 Palais Ct, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 3,625 sqft · built 2022 |
| Lot Size | 0.193 acres (8,416 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,380 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T230600001 |
| Primary APN | T230600001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,625 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 1,960 sqft |
| Finished Basement | 1,665 sqft |
| Unfinished Basement | 295 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,416 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T230600001 |
|---|---|
| Street Address | 101 PALAIS CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #5 LOT 1 |
| Legal Subdivision | VLGS OF PROVENCE #5 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 310302 |
Source: St. Charles County records · APN T230600001
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 PALAIS CT, SAINT CHARLES, MO 63301-5031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 30, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AFFINITY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 09, 2026 |
| Transfer Doc | 0000018826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 23, 2026 |
| Property Address | 101 PALAIS CT, SAINT CHARLES, MO 63301-5031 |
| Document Number | 0000018826 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202618826 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 PALAIS CT, SAINT CHARLES, MO 63301-5031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 30, 2023 |
| Property Address | 101 PALAIS CT, SAINT CHARLES, MO 63301-5031 |
| Document Number | 0000020363 |
| Map Reference | DOC 2022R-001042 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023R-020363 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD, CHESTERFIELD, MO 63005-1228 |
| Name | Verified Name |
|---|---|
| Address | 101 PALAIS CT, SAINT CHARLES, MO 63301-5031 |
| Document Number | 0000020364 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023R-020364 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,502 (-) | $581,591 (-) Land $90,000 Building $491,591 | |
| 2025 | $9,380.00 (-25.33%) | $110,502 (+794.75%) | $581,591 (+794.76%) Land $90,000 Building $491,591 |
| 2024 | $12,562.00 | ||
| 2023 | $12,350 | $65,000 Land $65,000 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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