Bradford County property record for 101 Packer Ave, Towanda, PA 18848
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · built 1900 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (May 2023) |
| Tax Bill | $1,624 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-073.01-084-000-000 |
| Primary APN | 49-073.01-084-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 101 PACKER AVE |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TOWANDA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 951000 |
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 PACKER AVE, TOWANDA, PA 18848-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Mar 14, 2022 | Deed, Transfer NOT AVAILABLE, 1ST ABSTRACT AGENCY |
| Jul 10, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | Mar 14, 2022 · Amount on Record |
| Deed Document Number | 20234717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | May 16, 2023 |
| Property Address | 101 PACKER AVE, TOWANDA, PA 18848-2005 |
| Document Number | 0202304717 |
| Instrument Date | May 10, 2023 |
| Instrument | 202304717 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | PREMIER ABSTRACT AND SETTLEMENT SERVICES, PREMIER ABSTRACT & STLMT SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 PACKER AVE, TOWANDA, PA 18848-2005 |
| Document Number | 0202304718 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 202304718 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Mar 14, 2022 |
| Property Address | 101 PACKER AVE, TOWANDA, PA 18848-2005 |
| Document Number | 0202202678 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 202202678 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | NOT AVAILABLE, 1ST ABSTRACT AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 ROUTE 405 HWY, 590, HUGHESVILLE, PA 17737-9037 |
| Name | Verified Name |
|---|---|
| Address | 3915 JALWES STREET, TOWANDA, PA 18848 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 101 PACKER AVE, TOWANDA, PA 18848-2005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201809670 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 201809670 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Towanda Borough |
| Unified School District | Towanda Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,624.00 (+4.37%) | $18,800 (-) | |
| 2024 | $1,556.00 | $18,800 | |
| 1999 | $37,573 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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