101 Owings St, Saluda, SC 29138 Property Records

Saluda County property record for 101 Owings St, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1980
Owner	Individual Name on File
Last Sale	$92,000 (Sep 2020)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-26-01-012`

Property Details

APN / Parcel Number

Primary APN	`079-26-01-012`

Interior

Full Baths	2 Baths
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1980
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	079 26 01 012
Street Address	101 OWINGS ST
City	SALUDA
State	SC
Zip	29138-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 268-249/354-318/1279-278 PLAT REF 20-41
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2042
Census Tract	960202

Owner

Source: Saluda County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 THE HEIGHTS THIRD TER, SALUDA, SC 29138-1678
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	0001279278
Deed Book / Page	1279 / 278
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Sep 15, 2020
Property Address	101 OWINGS ST, SALUDA, SC 29138-1245
Document Number	0000001991
Book / Page	001279 / 000278
Instrument Date	Sep 15, 2020
Instrument	1991
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 THE HEIGHTS THIRD TER SALUDA SC 291381678, SALUDA, SC 29138-1678

Mortgage

Document Number	1992
Date	Sep 15, 2020
Book Page	001279/000281
Instrument	1992

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (-2.79%)	$5,290 (-) Land $300 Building $4,990	$88,200 (-) Land $5,000 Building $83,200
2024	$2,363.00 (+2.92%)	$5,290 (-) Land $300 Building $4,990	$88,200 (-) Land $5,000 Building $83,200
2023	$2,296.00 (+8.66%)	$5,290 (-) Land $300 Building $4,990	$88,200 (-) Land $5,000 Building $83,200
2022	$2,113.00	$5,290 Land $300 Building $4,990	$88,200 Land $5,000 Building $83,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Comporium, Spectrum.

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