101 Osterhage Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 101 Osterhage Dr, Waterloo, IL 62298 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	4 bd · 6 ba · 1,860 sqft · built 1990
Lot Size	0.33 acres (14,275 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,923 (2024)
Deeds & Mortgages	Apr 2024 Transfer Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-19-365-016-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-365-016-000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Unfinished Basement	1,860 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	14,275 sqft (0.33 acres)
Garage Area	792 sqft
Driveway	Concrete Driveway
Driveway Area	456 sqft

Exterior Amenities

Porch	Slab
Porch Area	680 sqft
Patio Area	202 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	101 OSTERHAGE DR
City	WATERLOO
State	IL
Zip	62298-1565
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 95 & PART LOT 94 EAST RIDGE 4
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	95
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1015
Census Tract	600401

Owner

Source: Monroe County records · APN 08-19-365-016-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 OSTERHAGE DR, WATERLOO, IL 62298-1565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Intrafamily Transfer, Transfer
Nov 21, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 16, 2023
Transfer Doc	0000431237
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Apr 10, 2024
Property Address	101 OSTERHAGE DR, WATERLOO, IL 62298-1565
Document Number	0000432701
Map Reference	DOC 195835
Instrument Date	Apr 09, 2024
Instrument	432701
Transaction Type	Transfer
Record Updated	May 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 OSTERHAGE DR, WATERLOO, IL 62298-1565

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Nov 21, 2023
Property Address	101 OSTERHAGE DR, WATERLOO, IL 62298-1565
Document Number	0000431237
Instrument Date	Nov 16, 2023
Instrument	431237
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OSTERHAGE DR, WATERLOO, IL 62298-1565

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,960 (+24.17%) Land $16,790 Building $79,170	$287,880 (+24.17%) Land $50,370 Building $237,510
2024	$3,923.00
2022	Homeowner's exemption Additional exemption filed	$77,280 Land $15,410 Building $61,870	$231,840 Land $46,230 Building $185,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

May also be available at this address: Wisper ISP, HTC Holding, Spectrum, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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