101 Osborne Ln, Irmo, SC 29063 Property Records

Richland County property record for 101 Osborne Ln, Irmo, SC 29063

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,201 sqft · built 2002
Lot Size0.454 acres (19,801 sqft)
Owner2 Individual Names on File
Last Sale$295,500 (Mar 2010)
Tax Bill$2,865 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN04301-02-41

Property Details

APN / Parcel Number

Primary APN04301-02-41
Alternative APNs
  • R04301-02-41
  • 01613123

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,201 sqft Heated Area
Gross Area3,962 sqft
1st Floor Area1,465 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,801 sqft (0.454 acres)
Garage Area521 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01613123
Street Address101 OSBORNE LN
CityIRMO
StateSC
Zip29063-8335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 127 46.4X172X206.4X188.6 #SU PALMERSTON NORTH PH III #PR 272-2751 RB699-1796
Legal SubdivisionPALMERSTON NORTH
Legal Lot Number46,127
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group2
Census Block2002
Census Tract10308

Owner

101 Osborne Ln is owned and occupied by two individuals who bought it in March 2010.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address101 OSBORNE LN, IRMO, SC 29063-8335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK & TR CO
Jan 4, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2010 · Amount on File
Deed SaleMar 12, 2010 · Amount on File
Prior SaleSep 3, 2002 · Amount on File
Deed Document Number201015897
Deed Book / Page1592 / 2182
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address101 OSBORNE LN, IRMO, SC 29063-8335
Document Number2574/2948
Instrument DateJan 4, 2021
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 OSBORNE LN IRMO SC 290638335, IRMO, SC 29063-8335

Mortgage

Document Number2574/2948
DateJan 10, 2021
Book Page002574/002948
Instrument1545
Lender
NameFIRST CITIZENS BK & TR CO
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 9, 2046
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address101 OSBORNE LN, IRMO, SC 29063-8335
Document Number2574/2863
Instrument DateJan 4, 2021
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 OSBORNE LN IRMO SC 290638335, IRMO, SC 29063-8335

Mortgage

Document Number2574/2863
DateJan 10, 2021
Book Page002574/002863
Instrument1537
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 9, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Osborne Ln was $2,865.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,865.00$343,900$356,500 Land $42,000 Building $314,500
2023$2,402.00$11,964$299,100
2021$2,414.00$11,960$299,100 Land $36,800 Building $262,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Osborne Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Osborne Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 66% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBGWC STONEGATE
private · serves 352 people · EPA ID SC4050014
Water SourcePurchased surface water from CITY OF COLUMBIA
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Osborne Ln

Nearby Streets

Search Property Records by Address or Parcel Number