101 Old School Cir, Guyton, GA 31312 Property Records

Effingham County property record for 101 Old School Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,102 sqft · built 2018
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,025 (Jun 2018)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Nov 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0327A-084-000`

Property Details

APN / Parcel Number

Primary APN	`0327A-084-000`
Alternative APNs	`0327A084` `5222`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,102 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	22,651 sqft (0.52 acres)
Garage Area	667 sqft
Porch	Slab
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5222
Street Address	101 OLD SCHOOL CIR
City	GUYTON
State	GA
Zip	31312-5639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.52 AC LOT 84 OUT 352-37
Legal Subdivision	COVERED BRIDGE
Legal Block	1
Legal Lot Number	84
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2004
Census Tract	30401

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 15, 2017	Deed of Trust, Mortgage QUEENSBOROUGH NATIONAL BANK
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage VANDERBILT MORTGAGE
Apr 1, 2019	Warranty Deed, Transfer
Jun 28, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage STATE BANK & TRUST CO
Mar 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	20181686
Deed Book / Page	2475 / 417
Last Transfer Date	Apr 1, 2019
Transfer Doc	002519/649
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COVERED BRIDGE BLVD

Mortgage

Document Number	0000002549/0000000721
Date	Oct 8, 2019
Book Page	0000002549/0000000721
Instrument	008423

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002437/677
Date	Nov 15, 2017
Book Page	2437/677
Instrument	010222

Lender

Name	QUEENSBOROUGH NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2018

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639

Mortgage

Document Number	0000002635/0000000371
Date	Nov 4, 2020
Book Page	0000002635/0000000371
Instrument	011467

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 1, 2019
Property Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639
Document Number	002519/649
Book / Page	2519 / 649
Instrument Date	Apr 1, 2019
Instrument	2019-000966
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 28, 2018
Property Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639
Document Number	002475/417
Book / Page	2475 / 417
Instrument Date	Jun 28, 2018
Instrument	2018-001686
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639

Mortgage

Document Number	002475/418
Date	Jul 3, 2018
Book Page	2475/418
Instrument	005748

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 24, 2017
Property Address	101 OLD SCHOOL CIR, GUYTON, GA 31312-5639
Document Number	002397/364
Book / Page	2397 / 364
Instrument Date	Mar 24, 2017
Instrument	2017-000783
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (+2.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$213,112 (-11.98%) Land $31,200 Building $181,912	$532,779 (-11.98%) Land $78,000 Building $454,779
2024	$1,825.00 (+20.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$242,127 (+19.79%) Land $31,200 Building $210,927	$605,318 (+19.79%) Land $78,000 Building $527,318
2023	$1,516.00 (-67.68%) Homeowner's exemption	$202,124 (+6.54%) Land $31,200 Building $170,924	$505,310 (+6.54%) Land $78,000 Building $427,310
2022	$4,691.00 Homeowner's exemption	$189,724 Land $18,800 Building $170,924	$474,310 Land $47,000 Building $427,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	6 (1994–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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