101 Ocean Ter, Islamorada, FL 33036 Property Records

Monroe County property record for 101 Ocean Ter, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1987
Lot Size	0.216 acres (9,429 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Jul 2025)
Tax Bill	$8,573 (2024)
Deeds & Mortgages	Jul 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`00404950-000000`

Property Details

APN / Parcel Number

Primary APN	`00404950-000000`
Alternative APNs	`32633700404950000000` `1497231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Interior Walls	Masonry

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,429 sqft (0.216 acres)
Garage Area	374 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	722 sqft
Patio Area	90 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1497231
Old Parcel Number	32633700404950000000
Street Address	101 OCEAN TER
City	ISLAMORADA
State	FL
Zip	33036-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 AMENDED PLAT GREEN TURTLE BEACH UPPER MATECUMBE KEY PB4-73 OR147-139-140 OR228-314/15 OR915-731/33 OR915-734/38
Legal Range	37E
Legal Township	63S
Legal Section	32
Legal Subdivision	GREEN TURTLE BEACH AMD
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3022
Census Tract	970900

Owner

Source: Monroe County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2400 SUNRISE KEY BLVD, FORT LAUDERDALE, FL 33304-3828
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jun 2, 2025 · Amount on Record
Deed Document Number	2506949
Deed Book / Page	3334 / 344
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 7, 2025
Property Address	101 OCEAN TER, ISLAMORADA, FL 33036-3720
Document Number	0033340344
Book / Page	3334 / 344
Map Reference	MB 4 PG 73
Instrument Date	Jul 1, 2025
Instrument	2506949
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$9,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1298, ISLAMORADA, FL 33036-1298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 SUNRISE KEY BLVD, FORT LAUDERDALE, FL 33304-3828

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,127,603 (+9.02%) Land $845,157 Building $282,446	$1,127,603 (+9.02%) Land $845,157 Building $282,446
2024	$8,573.00 (+4.22%)
2023	$8,226.00 (+15.26%)	$1,034,342 (+34.84%) Land $765,332 Building $269,010	$1,034,342 (+34.84%) Land $765,332 Building $269,010
2022	$7,137.00	$767,112 Land $497,466 Building $269,646	$767,112 Land $497,466 Building $269,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	457 units insured incl. 128 condo units
Nearby Flood Claims	126 (2005–2022)
Claims Outside the SFHA	4 of 126
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 85 claims Hurricane Katrina Evacuation, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20