101 Ocean Ridge Ct, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 101 Ocean Ridge Ct, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,960 sqft · built 2003
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`6375.13.12.9824000`

Property Details

APN / Parcel Number

Primary APN	`6375.13.12.9824000`
Alternative APNs	`469300` `54164`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,960 sqft Heated Area
Gross Area	1,617 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	73 ft deep x 140 ft wide
Porch	Slab
Porch Area	126 sqft
Deck Area	7 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	54164
Street Address	101 OCEAN RIDGE CT
City	ATLANTIC BEACH
State	NC
Zip	28512-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 CORAL BAY RIDGE
Legal Subdivision	JTAYLOR & W SMITH
Legal Block	12
Legal Lot Number	6
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2024
Census Tract	971103

Owner

101 Ocean Ridge Ct is owned by two individuals who acquired it in November 2019.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 277, ATLANTIC BEACH, NC 28512-0277
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 14, 2019	Quit Claim Deed, Transfer · VA Mortgage PRIVATE INDIVIDUAL
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019
Deed Sale	Nov 14, 2019
Prior Sale	Oct 30, 2008 · Amount on File
Deed Document Number	20191654473
Deed Book / Page	1654 / 473
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0016540473
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	101 OCEAN RIDGE CT, ATLANTIC BEACH, NC 28512-6612
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016980155
Date	Dec 2, 2020
Book Page	1698/155
Instrument	1698155

Lender

Name	TRIDENT HOME LOANS
Type	Mortgage Company
Address	PENSACOLA, FL 32501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	101 OCEAN RIDGE CT, ATLANTIC BEACH, NC 28512-6612
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017530207
Date	Jan 12, 2022
Book Page	1753/207
Instrument	1753207

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 14, 2019
Property Address	101 OCEAN RIDGE CT, ATLANTIC BEACH, NC 28512-6612
Document Number	0016540473
Book / Page	001654 / 000473
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 OCEAN RIDGE CT ATLANTIC BEACH NC 285126612, ATLANTIC BEACH, NC 28512-6612

Mortgage

Document Number	16540474
Date	Nov 14, 2019
Book Page	001654/000474

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	101 OCEAN RIDGE CT, ATLANTIC BEACH, NC 28512-6612
Document Number	0016380212
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 OCEAN RIDGE CT ATLANTIC BEACH NC 285126612, ATLANTIC BEACH, NC 28512-6612

Mortgage

Document Number	0016380212
Date	May 20, 2019
Book Page	001638/000212

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 19, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Ocean Ridge Ct was $2,025.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atlantic Beach Town
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,627 (-) Land $195,450 Building $661,177	$856,627 (-) Land $195,450 Building $661,177
2025	$2,025.00	$856,627 Land $195,450 Building $661,177	$856,627 Land $195,450 Building $661,177
2023		$567,213 Land $108,218 Building $458,995	$567,213 Land $108,218 Building $458,995
2022	$1,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Ocean Ridge Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 526 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	962 units insured incl. 436 condo units
Nearby Flood Claims	155 (1996–2024)
Claims Outside the SFHA	5 of 155
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 96 claims Hurricane Irene, Sep 2011 · 29 claims Hurricane Ophelia, Sep 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Ocean Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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