Monroe County property record for 101 Ocean Reef Dr, Key Largo, FL 33037
| Property Type | Hotel |
|---|---|
| Details | 1 ba · 22,539 sqft · built 2016 |
| Lot Size | 5.26 acres (229,340 sqft) |
| Owner | Company Name on File |
| Tax Bill | $69,110 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 00569470-000000 |
| Primary APN | 00569470-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 22,539 sqft Gross Area |
| 1st Floor Area | 22,539 sqft |
| Elevator | Elevator |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Concrete Block |
| Fire Resistance | Fireproof Reinforced Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 229,340 sqft (5.26 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,166 sqft |
| Deck Area | 175 sqft |
| Patio Area | 2,552 sqft |
| Water Feature | Water Feature |
| Account Number | 1699870 |
|---|---|
| Street Address | 101 OCEAN REEF DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Local Zoning Code | SC |
| Legal Description | PT TR A OCEAN REEF PLAT NO 1 PB4-90 KEY LARGO OR435-855/61 OR1247-1856/76 OR2667-339/46 OR2667-352/56 OR2673-2008/94 OR2900-2133/38 OR2918-2306/2313 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 RESUBD AREA A |
| Legal Tract | A |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 972700 |
101 Ocean Reef Dr, a commercial property, is owned by a company that acquired it in July 2018.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 35 OCEAN REEF DR, 200, KEY LARGO, FL 33037-5259 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 |
| Deed Sale | Jul 25, 2018 |
| Prior Sale | Jul 25, 2018 · Amount on File |
| Deed Document Number | 20182179537 |
| Deed Book / Page | 2918 / 2314 |
| Prior Transfer Date | Jan 31, 2014 |
| Prior Transfer Doc | 0001971328 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,087,073 Land $8,847,890 Building $7,239,183 | $16,087,073 Land $8,847,890 Building $7,239,183 | |
| 2023 | $69,110.00 (+1.7%) | $10,211,461 (-0.03%) Land $5,263,353 Building $4,948,108 | $10,211,461 (-0.03%) Land $5,263,353 Building $4,948,108 |
| 2022 | $67,957.00 | $10,214,475 Land $5,263,353 Building $4,951,122 | $10,214,475 Land $5,263,353 Building $4,951,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Ocean Reef Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Ocean Reef Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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