101 Ocean Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 101 Ocean Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1994
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2012)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`250EA001`

Property Details

APN / Parcel Number

Primary APN	`250EA001`
Alternative APNs	`208509078038` `32203775` `80122307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Heated Area
Gross Area	2,200 sqft
1st Floor Area	72 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80122307
Street Address	101 OCEAN DR
City	OAK ISLAND
State	NC
Zip	28465-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9
Legal Description	L-2 TR C .21 AC Y B PLAT 86/21
Legal Subdivision	R H HOLDEN SUBDIVISION
Legal Tract	C
Legal Lot Number	2
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	4
Census Block	4039
Census Tract	20315

Owner

101 Ocean Dr is owned and occupied by two individuals who acquired it in February 2016.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 OCEAN DR, OAK ISLAND, NC 28465-8265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2012 · Amount on File
Deed Sale	May 17, 2012 · Amount on File
Prior Sale	Feb 11, 2005 · Amount on File
Deed Book / Page	3270 / 553
Last Transfer Date	Feb 26, 2016
Transfer Doc	0037400998
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 24, 2022
Property Address	101 OCEAN DR, OAK ISLAND, NC 28465-8265
Document Number	0047840020
Book / Page	4784 / 20
Map Reference	MB X PG 269
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 OCEAN CT, 11, OAK ISLAND, NC 28465-8416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OCEAN DR, OAK ISLAND, NC 28465-8265

Mortgage

Document Number	0000478422
Date	Jan 24, 2022
Instrument	4784/22

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	101 OCEAN DR, OAK ISLAND, NC 28465-8265
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OCEAN DR, OAK ISLAND, NC 28465-8265

Mortgage

Document Number	0044950385
Date	Nov 25, 2020
Book Page	4495/385

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	101 OCEAN DR, OAK ISLAND, NC 28465-8265
Document Number	0041631256
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OCEAN DR OAK ISLAND NC 284658265, OAK ISLAND, NC 28465-8265

Mortgage

Document Number	0041631256
Date	Mar 7, 2019
Book Page	004163/001256

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Ocean Dr was $3,383.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,640 (-) Land $425,000 Building $460,640	$885,640 (-) Land $425,000 Building $460,640
2025	$3,383.00	$885,640 Land $425,000 Building $460,640	$885,640 Land $425,000 Building $460,640
2023		$885,640 Land $425,000 Building $460,640	$885,640 Land $425,000 Building $460,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 176 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	212 units insured incl. 36 condo units
Nearby Flood Claims	34 (1989–2025)
Claims Outside the SFHA	27 of 34
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 9 claims Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Ocean Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures