Carteret County property record for 101 Ocean Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 3,024 sqft · built 1970 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,590,000 (Apr 2026) |
| Tax Bill | $6,129 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2026 Sale + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 6324.12.75.9989000 |
| Primary APN | 6324.12.75.9989000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,024 sqft Heated Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 27944 |
|---|---|
| Street Address | 101 OCEAN DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 3 B1 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 75 |
| Legal Lot Number | 1,3 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 915 8TH ST, BOONE, IA 50036-2921 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit AVAILA BANK |
| Apr 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 30, 2023 | Warranty Deed, Transfer · Commercial Mortgage ABL RPC RESIDENTIAL CREDIT ACQUISIT |
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Mar 30, 2023 · Amount on Record |
| Deed Document Number | 20261883038 |
| Deed Book / Page | 1883 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 22, 2026 |
| Property Address | 101 OCEAN DR, EMERALD ISLE, NC 28594-6942 |
| Document Number | 0001886402 |
| Book / Page | 1886 / 402 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261886402 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0001886402, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 1886/402 |
| Instrument | 20261886402 |
| Name | AVAILA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 22, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 101 OCEAN DR, EMERALD ISLE, NC 28594-6942 |
| Document Number | 0001883038 |
| Book / Page | 1883 / 38 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20261883038 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $321,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 915 8TH ST, BOONE, IA 50036-2921 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 30, 2023 |
| Property Address | 101 OCEAN DR, EMERALD ISLE, NC 28594-6942 |
| Document Number | 0017950225 |
| Book / Page | 1795 / 225 |
| Map Reference | MB 3 PG 55 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 1795225 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 WESTPORT WOODS, PINE KNOLL SHORES, NC 28512-7108 |
| Name | Verified Name |
|---|---|
| Address | 641 OLD MARLBORO RD, DUBLIN, NH 03444-8323 |
| Document Number | 0001795226 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 1795-226 |
| Name | ABL RPC RESIDENTIAL CREDIT ACQUISIT |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 31, 2020 |
| Property Address | 101 OCEAN DR, EMERALD ISLE, NC 28594-6942 |
| Document Number | 0016810239 |
| Book / Page | 1681 / 239 |
| Map Reference | MB 3 PG 55 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 1681239 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 354 WILSON ST, 354, WARRENTON, VA 20186-3712 |
| Name | Verified Name |
|---|---|
| Address | 1105 WHIPPOORWILL RD, MONTICELLO, GA 31064-9134 |
| Document Number | 1681240 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 1681-240 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,523,033 (-) Land $1,054,688 Building $468,345 | $1,523,033 (-) Land $1,054,688 Building $468,345 | |
| 2025 | $6,129.00 (+39.17%) | $1,523,033 (+107.16%) Land $1,054,688 Building $468,345 | $1,523,033 (+107.16%) Land $1,054,688 Building $468,345 |
| 2023 | $735,182 Land $571,200 Building $163,982 | $735,182 Land $571,200 Building $163,982 | |
| 2022 | $4,404.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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