Bell County property record for 101 Oakwood St, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,010 sqft · built 1974 |
| Lot Size | 0.348 acres (15,195 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0405680000 |
| Primary APN | 0405680000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Utility Area | 90 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,195 sqft (0.348 acres) |
| Lot Dimensions | 140 ft deep x 110 ft wide |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Canopy | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 101 OAKWOOD ST |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-3536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD ESTATES, BLOCK 003, LOT 0001 |
| Legal Subdivision | RIDGEWOOD ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 21305 |
Source: Bell County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1332 BECCA TEAL PL, ROUND ROCK, TX 78681-2242 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 21, 2023 | Special Warranty Deed, Transfer |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Mar 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN FINANCIAL SERVICES INC |
| Mar 13, 2017 | Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2023 |
| Deed Sale | Apr 21, 2023 |
| Prior Sale | Mar 13, 2017 · Amount on Record |
| Deed Document Number | 202316762 |
| Prior Transfer Date | Mar 10, 2017 |
| Prior Transfer Doc | 0000009690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 21, 2023 |
| Property Address | 101 OAKWOOD ST, TEMPLE, TX 76502-3536 |
| Document Number | 0000016762 |
| Map Reference | CAB A SL 274-A |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023016762 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1332 BECCA TEAL PL, ROUND ROCK, TX 78681-2242 |
| Name | Verified Name |
|---|---|
| Address | 1332 BECCA TEAL PL, ROUND ROCK, TX 78681-2242 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 101 OAKWOOD ST, TEMPLE, TX 76502-3536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MONTEITH ABSTRACT & TTL CO T |
| Name | Verified Name |
|---|
| Document Number | 0000029013 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-00029013 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | 5-Year TN |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 101 OAKWOOD ST, TEMPLE, TX 76502-3536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008320 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 2018-00008320 |
| Name | GREAT WESTERN FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | PLANO, TX 75093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 13, 2017 |
| Property Address | 101 OAKWOOD ST, TEMPLE, TX 76502-3536 |
| Document Number | 0000009690 |
| Map Reference | CAB A SL274-A |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017-00009690 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2315 WINDY CIR, 2315, TEMPLE, TX 76502-5621 |
| Name | Verified Name |
|---|---|
| Address | 308 S COLLEGE, TEMPLE, TX 76502 |
| Document Number | 0000009691 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 2017-00009691 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 (+9.19%) | $204,784 (+15.73%) Land $35,000 Building $169,784 | $204,784 (+15.73%) Land $35,000 Building $169,784 |
| 2023 | $4,091.00 (+2.53%) | $176,949 Land $33,000 Building $143,949 | $176,949 Land $33,000 Building $143,949 |
| 2022 | $3,990.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Altitude ISP, AT&T, Nextlink, SOS Communications, Verizon.
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