101 Oak Ct, Locust Grove, VA 22508 Property Records

Orange County property record for 101 Oak Ct, Locust Grove, VA 22508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,858 sqft · built 2004
Lot Size	0.409 acres (17,846 sqft)
Owner	Individual Name on Record
Last Sale	$499,900 (May 2026)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Oct 2026 Transfer May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-A0-00-6A-0155`

Property Details

APN / Parcel Number

Primary APN	`012-A0-00-6A-0155`
Alternative APN	`4837`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,858 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	1,722 sqft
Basement Area	1,722 sqft
Unfinished Basement	1,722 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,846 sqft (0.409 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	350 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4837
Street Address	101 OAK CT
City	LOCUST GROVE
State	VA
Zip	22508-5743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 PLANNED
Legal Description	USL 6A-155
Legal Subdivision	SOUTHFORK PLANTATION III
Legal Block	6A
Legal Lot Number	155
Jurisdiction	ORANGE VA
Township / Civil Division	5
Census Block Group	3
Census Block	3001
Census Tract	110107

Owner

Source: Orange County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 OAK CT, LOCUST GROVE, VA 22508-5743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 27, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jan 13, 2022	Bargain and Sale Deed, Transfer · Construction Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jan 13, 2022 · Amount on Record
Deed Document Number	20262584
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000004930
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ORANGE VA
Recording Date	Oct 5, 2026
Property Address	101 OAK CT, LOCUST GROVE, VA 22508-5743
Document Number	0000004930
Instrument Date	Sep 28, 2026
Instrument	20264930
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13035 MARQUIS RD, UNIONVILLE, VA 22567-2603

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE VA
Recording Date	May 27, 2026
Property Address	101 OAK CT, LOCUST GROVE, VA 22508-5743
Document Number	0000002584
Instrument Date	May 22, 2026
Instrument	20262584
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,489.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OAK CT, LOCUST GROVE, VA 22508-5743

Mortgage

Document Number	0000002585,
Date	May 27, 2026
Instrument	20262585

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ORANGE VA
Recording Date	Jan 13, 2022
Property Address	101 OAK CT, LOCUST GROVE, VA 22508-5743
Document Number	0000000237
Map Reference	MB 2 PG 51
Instrument Date	Jan 11, 2022
Instrument	220000237
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OAK CT, LOCUST GROVE, VA 22508-5743

Mortgage

Document Number	0000000238
Date	Jan 13, 2022
Instrument	220000238

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00	$292,500 (-) Land $30,000 Building $262,500	$292,500 (-) Land $30,000 Building $262,500
2023	$2,231.00	$292,500 Land $30,000 Building $262,500	$292,500 Land $30,000 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDERNESS serves 13,274 people · EPA ID VA6137999
Water Source	Surface water
Last State Inspection	Apr 2021
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · Apr 2018
Treatment and Procedure	Coliform assessment Jul 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
FiberLync Fiber	1,000 / 1,000

May also be available: Verizon.

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