101 Oak Ave, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 101 Oak Ave, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1982
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2021)
Tax Bill	$5,795 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-757-5179-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-5179-2`
Alternative APNs	`30-27-16-48492-000-1010` `271630484920001010` `R322026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,414 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	1,238 sqft
Basement Area	176 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	80 ft deep x 75 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	836 sqft
Deck Area	162 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R322026
Street Address	101 OAK AVE
City	PALM HARBOR
State	FL
Zip	34684-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE SHORE ESTATES LOT 101
Legal Range	16E
Legal Township	27S
Legal Section	30
Legal Subdivision	LAKE SHORE ESTATES
Legal Tract	48492
Legal Lot Number	101
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	27204

Owner

101 Oak Ave is owned and occupied by an individual who bought it in November 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	101 OAK AVE, PALM HARBOR, FL 34684-1227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2021363703
Deed Book / Page	21796 / 783
Transfer Doc	9958002577
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	101 OAK AVE, PALM HARBOR, FL 34684-1227
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 OAK AVE, PALM HARBOR, FL 34684-1227

Mortgage

Document Number	0226351358
Date	Nov 28, 2023
Book Page	22635/1358
Instrument	2023302320

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 8, 2021
Property Address	101 OAK AVE, PALM HARBOR, FL 34684-1227
Document Number	0217960783
Book / Page	21796 / 783
Map Reference	MB 39 PG 15
Instrument Date	Nov 2, 2021
Instrument	2021363703
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1930 VALENCIA WAY, PUNTA GORDA, FL 33951

Mortgage

Document Number	0021796786
Date	Nov 8, 2021
Instrument	21796/786

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 30, 2021
Property Address	101 OAK AVE, PALM HARBOR, FL 34684-1227
Document Number	0216061494
Book / Page	21606 / 1494
Map Reference	MB 39 PG 15
Instrument Date	Jun 29, 2021
Instrument	2021216639
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount on Record
Tax	$2,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 OAK AVE, 101, PALM HARBOR, FL 34684-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 101 Oak Ave was $5,795 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,795.00 Homeowner's exemption	$353,916	$373,491 Land $155,756 Building $217,735
2023	$5,398.00 (+2.82%) Homeowner's exemption	$333,924 (+3%)	$352,756 (+8.81%) Land $188,845 Building $163,911
2022	$5,250.00 Homeowner's exemption	$324,198	$324,198 Land $189,605 Building $134,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Oak Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 183 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	207 units insured incl. 24 condo units
Nearby Flood Claims	10 (2012–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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