101 Nicolet Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 101 Nicolet Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,366 sqft · built 2006
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Sep 2006)
Tax Bill	$2,264 (2026)
Deeds & Mortgages	May 2023 Line of Credit Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15H07017I`

Property Details

APN / Parcel Number

Primary APN	`15H07017I`
Alternative APN	`2000195659`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	986 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000195659
Street Address	101 NICOLET LN
City	SMITHFIELD
State	NC
Zip	27577-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 90 LEE TRACE 55/70-75
Legal Subdivision	LEE TRACE SUBDIVISION
Legal Lot Number	90
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4000
Census Tract	40905

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 NICOLET LN, SMITHFIELD, NC 27577-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2006 · Amount on Record
Deed Sale	Sep 1, 2006 · Amount on Record
Prior Sale	May 22, 2006 · Amount on Record
Deed Document Number	2006144031
Deed Book / Page	3192 / 182
Last Transfer Date	Sep 30, 2016
Transfer Doc	0000505410
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 NICOLET LN, SMITHFIELD, NC 27577-9528
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014467
Date	May 17, 2023
Book Page	6475/891
Instrument	2023014467

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 NICOLET LN, SMITHFIELD, NC 27577-9528
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000520503
Date	Feb 22, 2017
Book Page	4914/51
Instrument	2017520503

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 NICOLET LN, SMITHFIELD, NC 27577-9528
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000641086
Date	Dec 27, 2019
Book Page	5495/0740
Instrument	2019641086

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 NICOLET LN, SMITHFIELD, NC 27577-9528
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000739130
Date	Mar 19, 2021
Book Page	5875/240
Instrument	2021739130

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	101 NICOLET LN, SMITHFIELD, NC 27577-9528
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000752243
Date	Jun 1, 2021
Book Page	5947/564
Instrument	2021752243

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27620

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,264.00 (-1.57%)	$362,310 (-) Land $65,000 Building $297,310	$362,310 (-) Land $65,000 Building $297,310
2025	$2,300.00 (+32.95%)	$362,310 (+61.26%) Land $65,000 Building $297,310	$362,310 (+61.26%) Land $65,000 Building $297,310
2023	$1,730.00	$224,680 Land $34,000 Building $190,680	$224,680 Land $34,000 Building $190,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD SOUTH WATER DIST serves 803 people · EPA ID NC4051007
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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