101 N Sappington Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 101 N Sappington Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1940
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2017)
Tax Bill	$4,194 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`23M-3-2-046-0`

Property Details

APN / Parcel Number

Primary APN	`23M-3-2-046-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	936 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	175 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	191 sqft
Patio Area	120 sqft
Canopy	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 N SAPPINGTON RD
City	SAINT LOUIS
State	MO
Zip	63122-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-4C
Legal Description	LOC ON W SIDE OF SAPPINGTON RD & N SIDE OF ARGONNE
Legal Range	06
Legal Township	44
Legal Section	06
Legal Subdivision	*
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4002
Census Tract	221900

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Nov 14, 2017	Warranty Deed, Transfer DAS ACQUISITION
Apr 4, 2017	Warranty Deed, Transfer LIMA ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Prior Sale	Apr 4, 2017
Deed Document Number	2017111400835
Deed Book / Page	22778 / 4288
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	101 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4844
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4844

Mortgage

Document Number	0251484300
Date	Oct 5, 2021
Book Page	25148/4300
Instrument	2021100500349

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 23, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	101 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4844
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4844

Mortgage

Document Number	0241283026
Date	Jul 13, 2020
Book Page	24128/3026
Instrument	2020071300448

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 14, 2017
Property Address	101 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4844
Document Number	0227784288
Book / Page	022778 / 004288
Instrument Date	Nov 9, 2017
Instrument	835
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	INSIGHT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 N SAPPINGTON RD ST LOUIS MO 631224844, ST LOUIS, MO 63122-4844

Mortgage

Document Number	227784291
Date	Nov 14, 2017
Book Page	022778/004291
Instrument	836

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 4, 2017
Property Address	101 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4844
Document Number	0224663118
Book / Page	022466 / 003118
Instrument Date	Mar 28, 2017
Instrument	752
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	RESOLUTIONS TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 169 ST ALBANS MO 630730169, ST ALBANS, MO 63073-0169

Mortgage

Document Number	224663121
Date	Apr 4, 2017
Book Page	022466/003121
Instrument	753

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,620 (+11.38%) Land $50,940 Building $27,680	$413,800 (+11.39%) Land $268,100 Building $145,700
2024	$4,194.00 (+1.55%)
2023	$4,130.00 (-4.07%)	$70,590 (+11.11%) Land $36,370 Building $34,220	$371,500 (+11.09%) Land $191,400 Building $180,100
2022	$4,305.00	$63,530 Land $33,550 Building $29,980
2021			$334,400 Land $176,600 Building $157,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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