101 N Pine St, Osceola, IN 46561 Property Records

St. Joseph County property record for 101 N Pine St, Osceola, IN 46561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 1925
Lot Size	0.347 acres (15,113 sqft)
Owner	Individual Name on Record
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Jun 2015 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-10-16-107-006.000-030`

Property Details

APN / Parcel Number

Primary APN	`71-10-16-107-006.000-030`
Alternative APN	`01511445760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	2,829 sqft
1st Floor Area	3,264 sqft
Attic	Attic
Attic Area	1,523 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,113 sqft (0.347 acres)
Lot Dimensions	127 ft deep x 119 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	101 N PINE ST
City	OSCEOLA
State	IN
Zip	46561-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BENNETTS OSCEOLA PLACE
Legal Subdivision	BENNETTS OSCEOLA PLACE
Legal Lot Number	6
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4037
Census Tract	11602

Owner

Source: St. Joseph County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 N PINE ST, OSCEOLA, IN 46561-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2015	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK
Dec 11, 2023	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jan 4, 2024	Deed, Transfer
Aug 21, 2008	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITIAN TITLE IN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024
Deed Sale	Jan 4, 2024
Prior Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	2024278
Prior Transfer Date	Nov 28, 2023
Prior Transfer Doc	0000000278
Record Updated	Sep 20, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	101 N PINE ST, OSCEOLA, IN 46561-2261
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001515225
Date	Jun 19, 2015
Instrument	1515225

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2045

Interest

Rate Type	Fixed Rate

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 11, 2023
Property Address	101 N PINE ST, OSCEOLA, IN 46561-2261
Document Number	0002328823
Map Reference	IN 9714707
Instrument Date	Dec 5, 2023
Instrument	2328823
Transaction Type	Transfer
Record Updated	Jun 14, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N PINE ST, OSCEOLA, IN 46561-2261

Mortgage

Document Number	0002328824
Date	Dec 11, 2023
Instrument	2328824

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0002328825
Date	Dec 11, 2023
Instrument	2328825

Lender

Name	INDIANA HOUSING COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Dec 5, 2032

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 4, 2024
Property Address	101 N PINE ST, OSCEOLA, IN 46561-2261
Document Number	0002400278
Map Reference	IN 9714707
Instrument Date	Nov 28, 2023
Instrument	2400278
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N PINE ST, OSCEOLA, IN 46561-2261

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 21, 2008
Property Address	101 N PINE ST, OSCEOLA, IN 46561-2261
Document Number	0000827651
Map Reference	DOC9714707
Instrument Date	Jul 16, 2008
Instrument	0827651
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITIAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Osceola Town
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00 (+17.75%)	$187,100 (+27.8%) Land $41,600 Building $145,500	$187,100 (+27.8%) Land $41,600 Building $145,500
2024	$2,913.00 (+161.02%)
2023	$1,116.00 (-6.38%)	$146,400 (+1.39%) Land $41,600 Building $104,800	$146,400 (+1.39%) Land $41,600 Building $104,800
2022	$1,192.00	$144,400 Land $41,600 Building $102,800	$144,400 Land $41,600 Building $102,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2002–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fourway.

Nearby Properties on N Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures