101 N Main St, Oakley, MI 48649 Property Records

Saginaw County property record for 101 N Main St, Oakley, MI 48649

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$562 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-3-31-0408-800`

Property Details

APN / Parcel Number

Primary APN	`07-09-3-31-0408-800`
Alternative APN	`07093310408B00`

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	N MAIN
City	OAKLEY
State	MI
Zip	48649
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A-R
Legal Description	W 60 FT OF LOT 4 BLK 2 HENRY PARSHALLS DIVISION VILLAGE OF OAKLEY SEC 31 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	31
Legal Subdivision	HENRY PARSHALLS DIVISION
Legal Block	2
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4012
Census Tract	12500

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 S MAIN ST, OAKLEY, MI 48649-7713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Mar 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	101 N MAIN ST, OAKLEY, MI 48649
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S MAIN ST, OAKLEY, MI 48649-7713

Mortgage

Document Number	2021033463
Date	Oct 15, 2021
Instrument	2021033463

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 1, 2018
Property Address	101 N MAIN ST, OAKLEY, MI 48649
Document Number	0000004439
Instrument Date	Dec 20, 2017
Instrument	4439
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 S MAIN ST OAKLEY MI 486497713, OAKLEY, MI 48649-7713

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 1, 2018
Property Address	101 N MAIN ST, OAKLEY, MI 48649
Document Number	0000004438
Instrument Date	Dec 20, 2017
Instrument	4438
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 SHOT POINT DR MARQUETTE MI 498559571, MARQUETTE, MI 49855-9571

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Municipality	Oakley Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,100 (+90.63%)	$12,200 (+90.63%)
2025	$562.00 (+1,305%) Homeowner's exemption
2023		$3,200	$6,400
2022	$40.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Westphalia Broadband.

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