Garrett County property record for 101 N Main St, Accident, MD 21520
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,854 sqft · built 1890 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,500 (Jun 1987) |
| Tax Bill | $1,559 (2026) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-012996 |
| Primary APN | 05-012996 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,854 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 708 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 012996 |
|---|---|
| Street Address | 101 N MAIN ST |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.25 AC X MAIN ST & BITTINGER RD ACCIDENT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 100 |
101 N Main St is owned and occupied by two individuals who bought it in June 1987.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 N MAIN ST, ACCIDENT, MD 21520-2085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 1987 · Amount on File |
| Deed Sale | Jun 8, 1987 · Amount on File |
| Deed Book / Page | 494 / 603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 101 N MAIN ST, ACCIDENT, MD 21520-2085 |
| Document Number | 2680000356 |
| Book / Page | 2680 / 356 |
| Instrument Date | Apr 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 101 N MAIN ST, ACCIDENT, MD 21520-2085 |
The 2026 property tax bill for 101 N Main St was $1,559 with a homeowner's exemption, up 1.4% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Accident Town |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,559.00 (+1.37%) Homeowner's exemption | $126,000 (+9.98%) Land $16,400 Building $109,600 | $126,000 (-) Land $16,400 Building $109,600 |
| 2025 | $1,538.00 Homeowner's exemption | $114,567 | $126,000 Land $16,400 Building $109,600 |
| 2023 | $1,517.00 Homeowner's exemption | $91,700 Land $16,400 Building $75,300 | $91,700 Land $16,400 Building $75,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 N Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 N Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ACCIDENT serves 300 people · EPA ID MD0110001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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