101 N Loop Rd, Ruidoso, NM 88345 Property Records

Lincoln County property record for 101 N Loop Rd, Ruidoso, NM 88345

Property Summary

Property TypeSingle Family Home
Details1,929 sqft · built 2008
Lot Size0.231 acres (10,043 sqft)
OwnerIndividual Name on Record
Last Sale$545,300 (Oct 2015)
Tax Bill$6,683 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN4-069-064-516-462

Property Details

APN / Parcel Number

Primary APN4-069-064-516-462
Alternative APN
  • 35475

Interior

Stories2 Stories
Building Area1,929 sqft Living Area
1st Floor Area1,282 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area10,043 sqft (0.231 acres)

Location & Zoning

Account Number35475
Street Address101 N LOOP RD
CityRUIDOSO
StateNM
Zip88345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE FIR SD. BLOCK F S2 OF LOT 34 & A PORTION OF THE N2 OF LOT 34 AKA PARCEL B AND A PORTION OF PARCEL A
Legal SubdivisionWHITE FIR SD
Legal BlockF
Legal Lot Number34
JurisdictionLINCOLN NM
Township / Civil DivisionRUIDOSO
Census Block Group3
Census Block3061
Census Tract960601

Owner

Source: Lincoln County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1307 MCHENRY CT, BERLIN, MD 21811-9483
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2015 · Amount on Record
Deed SaleOct 15, 2015 · Amount on Record
Deed Document Number20155869
Deed Book / Page2015 / 5869
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NM
Property Address101 N LOOP RD, RUIDOSO, NM 88345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/06892
DateDec 5, 2017
Book Page2017/06892
Instrument201706892
Lender
NamePLATINUM BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateNew Mexico
CountyLincoln County
MunicipalityRuidoso Village
Unified School DistrictRuidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,723 (-25.58%) Land $75,268 Building $89,455$494,169 (-25.58%) Land $225,804 Building $268,365
2025$6,683.00 (+8.14%)$221,356 (+6.09%) Land $100,357 Building $120,999$664,068 (+6.09%) Land $301,071 Building $362,997
2023$6,180.00$208,649 Land $94,596 Building $114,053$625,947 Land $283,788 Building $342,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims60 (2008–2025)
Claims Outside the SFHA37 of 60
Most Recent ClaimSep 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Landslides, Jul 2025 · 20 claims
  • Severe Storms And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.2% of the US · above 98.2% of New Mexico
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUIDOSO WATER SYSTEM
serves 15,947 people · EPA ID NM3513114
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment failure
resolved · Feb 2018
Treatment and ProcedureOrganic carbon removal
Oct 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
TDS Telecom
Cable
1,000 / 20

May also be available: Choice Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Loop Rd

Nearby Streets

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