101 N Fruit St, Clayton, IL 62324 Property Records

Adams County property record for 101 N Fruit St, Clayton, IL 62324

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,569 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (Nov 2018)
Tax Bill$1,236 (2024)
Deeds & MortgagesMay 2022 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010065400200

Property Details

APN / Parcel Number

Primary APN010065400200

Exterior

Lot Area7,569 sqft (0.17 acres)

Location & Zoning

Street Address101 N FRUIT ST
CityCLAYTON
StateIL
Zip62324-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 CAMPBELL SURVEY -EX N 75FT- LOT 21
Legal Range5W
Legal Township1N
Legal Section34
Legal SubdivisionCAMPBELLS ADD
Legal Lot Number21
JurisdictionADAMS IL
Township / Civil DivisionCLAYTON
Census Block Group4
Census Block4057
Census Tract10200

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 N FRUIT ST, CLAYTON, IL 62324-1120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTH ADAMS STATE BANK
Nov 28, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST BANKERS TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Deed Document Number20189243
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address101 N FRUIT ST, CLAYTON, IL 62324-1120
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R03902
DateMay 27, 2022
Instrument2022R-03902
Lender
NameNORTH ADAMS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateNov 28, 2018
Property Address101 N FRUIT ST, CLAYTON, IL 62324-1120
Document Number2018R09243
Instrument DateNov 21, 2018
Instrument2018R-09243
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 N FRUIT ST, CLAYTON, IL 62324-1120

Mortgage

Document Number2018R09244
DateNov 28, 2018
Instrument2018R-09244
Lender
NameFIRST BANKERS TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionClayton Township
MunicipalityClayton Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,840 (+22.06%) Land $2,920 Building $22,920$77,520 (+22.06%) Land $8,760 Building $68,760
2024$1,236.00 (+19.65%)
2022$21,170 Land $2,390 Building $18,780$63,510 Land $7,170 Building $56,340
2021$1,033.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAYTON
serves 709 people · EPA ID IL0010100
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
700 / 300

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