Covington County property record for 101 N Fleming St, Opp, AL 36467
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,176 sqft · built 1935 |
| Lot Size | 0.282 acres (12,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $38,000 (Jul 2020) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-11-09-29-3-001-019.000 |
| Primary APN | 23-11-09-29-3-001-019.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,320 sqft (0.282 acres) |
| Lot Dimensions | 140 ft deep x 88 ft wide |
| Deck Area | Deck Area |
| Utility Building | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 23410140 |
|---|---|
| Street Address | 101 N FLEMING ST |
| City | OPP |
| State | AL |
| Zip | 36467-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB/PG>2020/12302 6/15/20 LOT 164 MEMORIAL SUB S29 T4N R18E BK 3 PG 50. |
| Legal Range | 18E |
| Legal Township | 04N |
| Legal Section | 29 |
| Legal Subdivision | MEMORIAL |
| Legal Lot Number | 164 |
| Jurisdiction | COVINGTON AL |
| Township / Civil Division | OPP |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 962500 |
Source: Covington County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 N FLEMING ST, OPP, AL 36467-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK |
| Nov 10, 2025 | Intrafamily Transfer, Transfer · Line of Credit SOUTHERN INDEPENDENT BANK |
| Jul 1, 2020 | Warranty Deed, Transfer · Line of Credit SOUTHERN INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on Record |
| Deed Sale | Jul 1, 2020 · Amount on Record |
| Prior Sale | Nov 7, 2013 · Amount on Record |
| Deed Book / Page | 2020 / 12302 |
| Last Transfer Date | Oct 14, 2025 |
| Transfer Doc | 2025021725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON AL |
| Property Address | 101 N FLEMING ST, OPP, AL 36467-2611 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 101 N FLEMING ST, OPP, AL 36467-2611 |
| Document Number | 2025/21743 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 2025/21743 |
| Name | SOUTHERN INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | OPP, AL 36467 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Nov 10, 2025 |
| Property Address | 101 N FLEMING ST, OPP, AL 36467-2611 |
| Document Number | 2025/21725 |
| Book / Page | 2025 / 21725 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Oct 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 N FLEMING ST, OPP, AL 36467 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 N FLEMING ST, OPP, AL 36467 |
| Document Number | 0202521731 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025/21731 |
| Name | SOUTHERN INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 14, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Jul 1, 2020 |
| Property Address | 101 N FLEMING ST, OPP, AL 36467-2611 |
| Document Number | 2020/12302 |
| Book / Page | 2020 / 12302 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 N FLEMING ST, OPP, AL 36467-2611 |
| Document Number | 0202012305 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020/12305 |
| Name | SOUTHERN INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Covington County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Covington County |
| Municipality | Opp City |
| Unified School District | Opp City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $16,320 (+125.41%) Land $560 Building $15,760 | $81,600 (+12.58%) Land $2,800 Building $78,800 |
| 2024 | Additional exemption filed | $7,240 (+12.81%) Land $280 Building $6,960 | $72,480 (+12.93%) Land $2,800 Building $69,680 |
| 2023 | Additional exemption filed | $6,418 Land $250 Building $6,168 | $64,180 Land $2,500 Building $61,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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