Robertson County property record for 101 N Commerce St, Adams, TN 37010
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,308 sqft · built 1900 |
| Lot Size | 0.503 acres (21,945 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $433 (2018) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 074041C C 01500 |
| Primary APN | 074041C C 01500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,945 sqft (0.503 acres) |
| Lot Dimensions | 209 ft deep x 105 ft wide |
| Porch | Slab |
| Porch Area | 198 sqft |
| Utility Building | 500 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 101 N COMMERCE ST |
|---|---|
| City | ADAMS |
| State | TN |
| Zip | 37010-4725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42A B 042A 008.00 000 |
| Jurisdiction | ROBERTSON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 80200 |
101 N Commerce St is owned and occupied by an individual who acquired it in November 1983.
Source: Robertson County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 N COMMERCE ST, ADAMS, TN 37010-4725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 1983 |
| Deed Sale | Nov 15, 1983 |
| Deed Book / Page | 252 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROBERTSON TN |
| Recording Date | Jul 22, 2026 |
| Property Address | 101 N COMMERCE ST, ADAMS, TN 37010-4725 |
| Document Number | 0000460989 |
| Book / Page | 2504 / 351 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 2026460989 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 101 N COMMERCE ST, ADAMS, TN 37010-4725 |
| Document Number | 0000460989, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2504/351 |
| Instrument | 2026460989 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
Source: Robertson County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Adams City |
| County | Robertson County |
| Unified School District | Robertson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,825 Land $5,625 Building $26,200 | ||
| 2023 | $31,825 (+115.03%) Land $5,625 Building $26,200 | $127,300 (+115.03%) Land $22,500 Building $104,800 | |
| 2022 | $14,800 Land $1,875 Building $12,925 | $59,200 Land $7,500 Building $51,700 | |
| 2018 | $433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 N Commerce St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2011–2017) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 N Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST ROBERTSON WATER AUTHORITY serves 5,915 people · EPA ID TN0000001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | LOGAN-TODD REGIONAL WATER COMMISSION |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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