101 N 3rd St, Goshen, IN 46526 Property Records

Elkhart County property record for 101 N 3rd St, Goshen, IN 46526

Property Summary

Property Type	Single Family Home
Details	12 bd · 8 ba · 8,390 sqft · built 1847
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on Record
Tax Bill	$5,556 (2024)
Deeds & Mortgages	May 2022 Line of Credit Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-403-017.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-403-017.000-015`
Alternative APN	`1109403017015`

Interior

Bedrooms	12 Beds
Full Baths	8 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	30 Rooms
Stories	2 Stories
Building Area	8,390 sqft Living Area
Gross Area	10,694 sqft
1st Floor Area	3,055 sqft
Attic	Attic
Attic Area	1,140 sqft
Basement Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1847
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	144 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	986 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	101 N 3RD ST
City	GOSHEN
State	IN
Zip	46526-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ORIG E PT LOTS 189 & 190 (TIF 97)
Legal Subdivision	ORIG E 1431FT EXT 4FT N SIDE EXT 1FT OFF
Legal Block	403
Legal Lot Number	190
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	2
Census Block	2009
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	101 N 3RD ST, GOSHEN, IN 46526-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Aug 25, 2021	Intrafamily Transfer, Transfer
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021
Deed Sale	Aug 25, 2021
Prior Sale	Nov 3, 2015 · Amount on Record
Deed Document Number	202122937
Prior Transfer Date	Aug 24, 2021
Prior Transfer Doc	0000002938
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	101 N 3RD ST, GOSHEN, IN 46526-3214
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001191
Date	May 25, 2022
Instrument	2022-11191

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Aug 25, 2021
Property Address	101 N 3RD ST, GOSHEN, IN 46526-3214
Document Number	0000002938
Instrument Date	Aug 24, 2021
Instrument	2021-22938
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N 3RD ST, GOSHEN, IN 46526-3214
Investor	Possibly a Property Investor

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	101 N 3RD ST, GOSHEN, IN 46526-3214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000973
Date	Jan 15, 2019
Instrument	2019-00973

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$517,400 (-14.96%) Land $14,900 Building $502,500	$517,400 (-14.96%) Land $14,900 Building $502,500
2024	$5,556.00 (+2.34%)	$608,400 (+9.74%) Land $14,900 Building $593,500	$608,400 (+9.74%) Land $14,900 Building $593,500
2023		$554,400 (+33.62%) Land $14,900 Building $539,500	$554,400 (+33.62%) Land $14,900 Building $539,500
2022	$5,429.00 Homeowner's exemption	$414,900 Land $14,900 Building $400,000	$414,900 Land $14,900 Building $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Surf Internet.

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